LTV · monthly repayment
▼ 0.50% · 3.625%
HK$311,983
−HK$19,564/mo
▼ 0.25% · 3.875%
HK$321,687
−HK$9,860/mo
Today · 4.125%
HK$331,547
baseline
▲ 0.50% · 4.625%
HK$351,721
+HK$20,174/mo
Deposit HK$68.41M · loan HK$68.41M · min. income ≈ HK$663,094/mo (50% DSR)
Upfront cash ≈ HK$77.30M (deposit + AVD stamp duty HK$8,893,251 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$347,078
−HK$18,751/mo
▼ 0.25% · 3.875%
HK$356,386
−HK$9,443/mo
Today · 4.125%
HK$365,829
baseline
▲ 0.50% · 4.625%
HK$385,113
+HK$19,284/mo
Deposit HK$68.41M · loan HK$68.41M · min. income ≈ HK$731,658/mo (50% DSR)
Upfront cash ≈ HK$77.30M (deposit + AVD stamp duty HK$8,893,251 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$374,380
−HK$23,476/mo
▼ 0.25% · 3.875%
HK$386,025
−HK$11,831/mo
Today · 4.125%
HK$397,856
baseline
▲ 0.50% · 4.625%
HK$422,065
+HK$24,209/mo
Deposit HK$54.73M · loan HK$82.09M · min. income ≈ HK$795,712/mo (50% DSR)
Upfront cash ≈ HK$63.62M (deposit + AVD stamp duty HK$8,893,251 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$416,493
−HK$22,502/mo
▼ 0.25% · 3.875%
HK$427,664
−HK$11,331/mo
Today · 4.125%
HK$438,995
baseline
▲ 0.50% · 4.625%
HK$462,135
+HK$23,140/mo
Deposit HK$54.73M · loan HK$82.09M · min. income ≈ HK$877,990/mo (50% DSR)
Upfront cash ≈ HK$63.62M (deposit + AVD stamp duty HK$8,893,251 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$436,776
−HK$27,390/mo
▼ 0.25% · 3.875%
HK$450,362
−HK$13,804/mo
Today · 4.125%
HK$464,166
baseline
▲ 0.50% · 4.625%
HK$492,409
+HK$28,243/mo
Deposit HK$41.05M · loan HK$95.77M · min. income ≈ HK$928,332/mo (50% DSR)
Upfront cash ≈ HK$49.94M (deposit + AVD stamp duty HK$8,893,251 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$485,909
−HK$26,252/mo
▼ 0.25% · 3.875%
HK$498,941
−HK$13,220/mo
Today · 4.125%
HK$512,161
baseline
▲ 0.50% · 4.625%
HK$539,158
+HK$26,997/mo
Deposit HK$41.05M · loan HK$95.77M · min. income ≈ HK$1,024,322/mo (50% DSR)
Upfront cash ≈ HK$49.94M (deposit + AVD stamp duty HK$8,893,251 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$561,569
−HK$35,216/mo
▼ 0.25% · 3.875%
HK$579,037
−HK$17,748/mo
Today · 4.125%
HK$596,785
baseline
▲ 0.50% · 4.625%
HK$633,098
+HK$36,313/mo
Deposit HK$13.68M · loan HK$123.14M · min. income ≈ HK$1,193,570/mo (50% DSR)
Upfront cash ≈ HK$22.58M (deposit + AVD stamp duty HK$8,893,251 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$624,740
−HK$33,753/mo
▼ 0.25% · 3.875%
HK$641,495
−HK$16,998/mo
Today · 4.125%
HK$658,493
baseline
▲ 0.50% · 4.625%
HK$693,203
+HK$34,710/mo
Deposit HK$13.68M · loan HK$123.14M · min. income ≈ HK$1,316,986/mo (50% DSR)
Upfront cash ≈ HK$22.58M (deposit + AVD stamp duty HK$8,893,251 · Scale 2, in force from 26 Feb 2026)