LTV · monthly repayment
▼ 0.50% · 3.625%
HK$31,199
−HK$1,956/mo
▼ 0.25% · 3.875%
HK$32,169
−HK$986/mo
Today · 4.125%
HK$33,155
baseline
▲ 0.50% · 4.625%
HK$35,173
+HK$2,018/mo
Deposit HK$6.84M · loan HK$6.84M · min. income ≈ HK$66,310/mo (50% DSR)
Upfront cash ≈ HK$7.35M (deposit + AVD stamp duty HK$513,080 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$34,708
−HK$1,875/mo
▼ 0.25% · 3.875%
HK$35,639
−HK$944/mo
Today · 4.125%
HK$36,583
baseline
▲ 0.50% · 4.625%
HK$38,512
+HK$1,929/mo
Deposit HK$6.84M · loan HK$6.84M · min. income ≈ HK$73,166/mo (50% DSR)
Upfront cash ≈ HK$7.35M (deposit + AVD stamp duty HK$513,080 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$37,438
−HK$2,348/mo
▼ 0.25% · 3.875%
HK$38,603
−HK$1,183/mo
Today · 4.125%
HK$39,786
baseline
▲ 0.50% · 4.625%
HK$42,207
+HK$2,421/mo
Deposit HK$5.47M · loan HK$8.21M · min. income ≈ HK$79,572/mo (50% DSR)
Upfront cash ≈ HK$5.99M (deposit + AVD stamp duty HK$513,080 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$41,650
−HK$2,250/mo
▼ 0.25% · 3.875%
HK$42,767
−HK$1,133/mo
Today · 4.125%
HK$43,900
baseline
▲ 0.50% · 4.625%
HK$46,214
+HK$2,314/mo
Deposit HK$5.47M · loan HK$8.21M · min. income ≈ HK$87,800/mo (50% DSR)
Upfront cash ≈ HK$5.99M (deposit + AVD stamp duty HK$513,080 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$43,678
−HK$2,739/mo
▼ 0.25% · 3.875%
HK$45,037
−HK$1,380/mo
Today · 4.125%
HK$46,417
baseline
▲ 0.50% · 4.625%
HK$49,242
+HK$2,825/mo
Deposit HK$4.10M · loan HK$9.58M · min. income ≈ HK$92,834/mo (50% DSR)
Upfront cash ≈ HK$4.62M (deposit + AVD stamp duty HK$513,080 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$48,592
−HK$2,625/mo
▼ 0.25% · 3.875%
HK$49,895
−HK$1,322/mo
Today · 4.125%
HK$51,217
baseline
▲ 0.50% · 4.625%
HK$53,917
+HK$2,700/mo
Deposit HK$4.10M · loan HK$9.58M · min. income ≈ HK$102,434/mo (50% DSR)
Upfront cash ≈ HK$4.62M (deposit + AVD stamp duty HK$513,080 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$56,158
−HK$3,521/mo
▼ 0.25% · 3.875%
HK$57,905
−HK$1,774/mo
Today · 4.125%
HK$59,679
baseline
▲ 0.50% · 4.625%
HK$63,311
+HK$3,632/mo
Deposit HK$1.37M · loan HK$12.31M · min. income ≈ HK$119,358/mo (50% DSR)
Upfront cash ≈ HK$1.88M (deposit + AVD stamp duty HK$513,080 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$62,475
−HK$3,375/mo
▼ 0.25% · 3.875%
HK$64,150
−HK$1,700/mo
Today · 4.125%
HK$65,850
baseline
▲ 0.50% · 4.625%
HK$69,321
+HK$3,471/mo
Deposit HK$1.37M · loan HK$12.31M · min. income ≈ HK$131,700/mo (50% DSR)
Upfront cash ≈ HK$1.88M (deposit + AVD stamp duty HK$513,080 · Scale 2, in force from 26 Feb 2026)