LTV · monthly repayment
▼ 0.50% · 3.625%
HK$31,200
−HK$1,957/mo
▼ 0.25% · 3.875%
HK$32,171
−HK$986/mo
Today · 4.125%
HK$33,157
baseline
▲ 0.50% · 4.625%
HK$35,174
+HK$2,017/mo
Deposit HK$6.84M · loan HK$6.84M · min. income ≈ HK$66,314/mo (50% DSR)
Upfront cash ≈ HK$7.35M (deposit + AVD stamp duty HK$513,104 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$34,710
−HK$1,875/mo
▼ 0.25% · 3.875%
HK$35,641
−HK$944/mo
Today · 4.125%
HK$36,585
baseline
▲ 0.50% · 4.625%
HK$38,514
+HK$1,929/mo
Deposit HK$6.84M · loan HK$6.84M · min. income ≈ HK$73,170/mo (50% DSR)
Upfront cash ≈ HK$7.35M (deposit + AVD stamp duty HK$513,104 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$37,440
−HK$2,348/mo
▼ 0.25% · 3.875%
HK$38,605
−HK$1,183/mo
Today · 4.125%
HK$39,788
baseline
▲ 0.50% · 4.625%
HK$42,209
+HK$2,421/mo
Deposit HK$5.47M · loan HK$8.21M · min. income ≈ HK$79,576/mo (50% DSR)
Upfront cash ≈ HK$5.99M (deposit + AVD stamp duty HK$513,104 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$41,652
−HK$2,250/mo
▼ 0.25% · 3.875%
HK$42,769
−HK$1,133/mo
Today · 4.125%
HK$43,902
baseline
▲ 0.50% · 4.625%
HK$46,216
+HK$2,314/mo
Deposit HK$5.47M · loan HK$8.21M · min. income ≈ HK$87,804/mo (50% DSR)
Upfront cash ≈ HK$5.99M (deposit + AVD stamp duty HK$513,104 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$43,680
−HK$2,739/mo
▼ 0.25% · 3.875%
HK$45,039
−HK$1,380/mo
Today · 4.125%
HK$46,419
baseline
▲ 0.50% · 4.625%
HK$49,244
+HK$2,825/mo
Deposit HK$4.10M · loan HK$9.58M · min. income ≈ HK$92,838/mo (50% DSR)
Upfront cash ≈ HK$4.62M (deposit + AVD stamp duty HK$513,104 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$48,594
−HK$2,625/mo
▼ 0.25% · 3.875%
HK$49,897
−HK$1,322/mo
Today · 4.125%
HK$51,219
baseline
▲ 0.50% · 4.625%
HK$53,919
+HK$2,700/mo
Deposit HK$4.10M · loan HK$9.58M · min. income ≈ HK$102,438/mo (50% DSR)
Upfront cash ≈ HK$4.62M (deposit + AVD stamp duty HK$513,104 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$56,160
−HK$3,522/mo
▼ 0.25% · 3.875%
HK$57,907
−HK$1,775/mo
Today · 4.125%
HK$59,682
baseline
▲ 0.50% · 4.625%
HK$63,314
+HK$3,632/mo
Deposit HK$1.37M · loan HK$12.31M · min. income ≈ HK$119,364/mo (50% DSR)
Upfront cash ≈ HK$1.88M (deposit + AVD stamp duty HK$513,104 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$62,478
−HK$3,375/mo
▼ 0.25% · 3.875%
HK$64,153
−HK$1,700/mo
Today · 4.125%
HK$65,853
baseline
▲ 0.50% · 4.625%
HK$69,325
+HK$3,472/mo
Deposit HK$1.37M · loan HK$12.31M · min. income ≈ HK$131,706/mo (50% DSR)
Upfront cash ≈ HK$1.88M (deposit + AVD stamp duty HK$513,104 · Scale 2, in force from 26 Feb 2026)