LTV · monthly repayment
▼ 0.50% · 3.625%
HK$312,016
−HK$19,567/mo
▼ 0.25% · 3.875%
HK$321,722
−HK$9,861/mo
Today · 4.125%
HK$331,583
baseline
▲ 0.50% · 4.625%
HK$351,759
+HK$20,176/mo
Deposit HK$68.42M · loan HK$68.42M · min. income ≈ HK$663,166/mo (50% DSR)
Upfront cash ≈ HK$77.31M (deposit + AVD stamp duty HK$8,894,206 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$347,115
−HK$18,754/mo
▼ 0.25% · 3.875%
HK$356,425
−HK$9,444/mo
Today · 4.125%
HK$365,869
baseline
▲ 0.50% · 4.625%
HK$385,154
+HK$19,285/mo
Deposit HK$68.42M · loan HK$68.42M · min. income ≈ HK$731,738/mo (50% DSR)
Upfront cash ≈ HK$77.31M (deposit + AVD stamp duty HK$8,894,206 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$374,420
−HK$23,479/mo
▼ 0.25% · 3.875%
HK$386,066
−HK$11,833/mo
Today · 4.125%
HK$397,899
baseline
▲ 0.50% · 4.625%
HK$422,110
+HK$24,211/mo
Deposit HK$54.73M · loan HK$82.10M · min. income ≈ HK$795,798/mo (50% DSR)
Upfront cash ≈ HK$63.63M (deposit + AVD stamp duty HK$8,894,206 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$416,538
−HK$22,505/mo
▼ 0.25% · 3.875%
HK$427,710
−HK$11,333/mo
Today · 4.125%
HK$439,043
baseline
▲ 0.50% · 4.625%
HK$462,185
+HK$23,142/mo
Deposit HK$54.73M · loan HK$82.10M · min. income ≈ HK$878,086/mo (50% DSR)
Upfront cash ≈ HK$63.63M (deposit + AVD stamp duty HK$8,894,206 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$436,823
−HK$27,393/mo
▼ 0.25% · 3.875%
HK$450,411
−HK$13,805/mo
Today · 4.125%
HK$464,216
baseline
▲ 0.50% · 4.625%
HK$492,462
+HK$28,246/mo
Deposit HK$41.05M · loan HK$95.78M · min. income ≈ HK$928,432/mo (50% DSR)
Upfront cash ≈ HK$49.94M (deposit + AVD stamp duty HK$8,894,206 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$485,961
−HK$26,255/mo
▼ 0.25% · 3.875%
HK$498,994
−HK$13,222/mo
Today · 4.125%
HK$512,216
baseline
▲ 0.50% · 4.625%
HK$539,216
+HK$27,000/mo
Deposit HK$41.05M · loan HK$95.78M · min. income ≈ HK$1,024,432/mo (50% DSR)
Upfront cash ≈ HK$49.94M (deposit + AVD stamp duty HK$8,894,206 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$561,630
−HK$35,219/mo
▼ 0.25% · 3.875%
HK$579,100
−HK$17,749/mo
Today · 4.125%
HK$596,849
baseline
▲ 0.50% · 4.625%
HK$633,166
+HK$36,317/mo
Deposit HK$13.68M · loan HK$123.15M · min. income ≈ HK$1,193,698/mo (50% DSR)
Upfront cash ≈ HK$22.58M (deposit + AVD stamp duty HK$8,894,206 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$624,807
−HK$33,757/mo
▼ 0.25% · 3.875%
HK$641,564
−HK$17,000/mo
Today · 4.125%
HK$658,564
baseline
▲ 0.50% · 4.625%
HK$693,278
+HK$34,714/mo
Deposit HK$13.68M · loan HK$123.15M · min. income ≈ HK$1,317,128/mo (50% DSR)
Upfront cash ≈ HK$22.58M (deposit + AVD stamp duty HK$8,894,206 · Scale 2, in force from 26 Feb 2026)