LTV · monthly repayment
▼ 0.50% · 3.625%
HK$31,204
−HK$1,956/mo
▼ 0.25% · 3.875%
HK$32,174
−HK$986/mo
Today · 4.125%
HK$33,160
baseline
▲ 0.50% · 4.625%
HK$35,178
+HK$2,018/mo
Deposit HK$6.84M · loan HK$6.84M · min. income ≈ HK$66,320/mo (50% DSR)
Upfront cash ≈ HK$7.36M (deposit + AVD stamp duty HK$513,159 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$34,714
−HK$1,875/mo
▼ 0.25% · 3.875%
HK$35,645
−HK$944/mo
Today · 4.125%
HK$36,589
baseline
▲ 0.50% · 4.625%
HK$38,518
+HK$1,929/mo
Deposit HK$6.84M · loan HK$6.84M · min. income ≈ HK$73,178/mo (50% DSR)
Upfront cash ≈ HK$7.36M (deposit + AVD stamp duty HK$513,159 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$37,444
−HK$2,348/mo
▼ 0.25% · 3.875%
HK$38,609
−HK$1,183/mo
Today · 4.125%
HK$39,792
baseline
▲ 0.50% · 4.625%
HK$42,214
+HK$2,422/mo
Deposit HK$5.47M · loan HK$8.21M · min. income ≈ HK$79,584/mo (50% DSR)
Upfront cash ≈ HK$5.99M (deposit + AVD stamp duty HK$513,159 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$41,656
−HK$2,251/mo
▼ 0.25% · 3.875%
HK$42,774
−HK$1,133/mo
Today · 4.125%
HK$43,907
baseline
▲ 0.50% · 4.625%
HK$46,221
+HK$2,314/mo
Deposit HK$5.47M · loan HK$8.21M · min. income ≈ HK$87,814/mo (50% DSR)
Upfront cash ≈ HK$5.99M (deposit + AVD stamp duty HK$513,159 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$43,685
−HK$2,739/mo
▼ 0.25% · 3.875%
HK$45,044
−HK$1,380/mo
Today · 4.125%
HK$46,424
baseline
▲ 0.50% · 4.625%
HK$49,249
+HK$2,825/mo
Deposit HK$4.11M · loan HK$9.58M · min. income ≈ HK$92,848/mo (50% DSR)
Upfront cash ≈ HK$4.62M (deposit + AVD stamp duty HK$513,159 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$48,599
−HK$2,626/mo
▼ 0.25% · 3.875%
HK$49,902
−HK$1,323/mo
Today · 4.125%
HK$51,225
baseline
▲ 0.50% · 4.625%
HK$53,925
+HK$2,700/mo
Deposit HK$4.11M · loan HK$9.58M · min. income ≈ HK$102,450/mo (50% DSR)
Upfront cash ≈ HK$4.62M (deposit + AVD stamp duty HK$513,159 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$56,166
−HK$3,523/mo
▼ 0.25% · 3.875%
HK$57,913
−HK$1,776/mo
Today · 4.125%
HK$59,689
baseline
▲ 0.50% · 4.625%
HK$63,320
+HK$3,631/mo
Deposit HK$1.37M · loan HK$12.32M · min. income ≈ HK$119,378/mo (50% DSR)
Upfront cash ≈ HK$1.88M (deposit + AVD stamp duty HK$513,159 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$62,485
−HK$3,375/mo
▼ 0.25% · 3.875%
HK$64,160
−HK$1,700/mo
Today · 4.125%
HK$65,860
baseline
▲ 0.50% · 4.625%
HK$69,332
+HK$3,472/mo
Deposit HK$1.37M · loan HK$12.32M · min. income ≈ HK$131,720/mo (50% DSR)
Upfront cash ≈ HK$1.88M (deposit + AVD stamp duty HK$513,159 · Scale 2, in force from 26 Feb 2026)