LTV · monthly repayment
▼ 0.50% · 3.625%
HK$31,206
−HK$1,957/mo
▼ 0.25% · 3.875%
HK$32,177
−HK$986/mo
Today · 4.125%
HK$33,163
baseline
▲ 0.50% · 4.625%
HK$35,181
+HK$2,018/mo
Deposit HK$6.84M · loan HK$6.84M · min. income ≈ HK$66,326/mo (50% DSR)
Upfront cash ≈ HK$7.36M (deposit + AVD stamp duty HK$513,201 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$34,716
−HK$1,876/mo
▼ 0.25% · 3.875%
HK$35,648
−HK$944/mo
Today · 4.125%
HK$36,592
baseline
▲ 0.50% · 4.625%
HK$38,521
+HK$1,929/mo
Deposit HK$6.84M · loan HK$6.84M · min. income ≈ HK$73,184/mo (50% DSR)
Upfront cash ≈ HK$7.36M (deposit + AVD stamp duty HK$513,201 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$37,447
−HK$2,349/mo
▼ 0.25% · 3.875%
HK$38,612
−HK$1,184/mo
Today · 4.125%
HK$39,796
baseline
▲ 0.50% · 4.625%
HK$42,217
+HK$2,421/mo
Deposit HK$5.47M · loan HK$8.21M · min. income ≈ HK$79,592/mo (50% DSR)
Upfront cash ≈ HK$5.99M (deposit + AVD stamp duty HK$513,201 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$41,660
−HK$2,251/mo
▼ 0.25% · 3.875%
HK$42,777
−HK$1,134/mo
Today · 4.125%
HK$43,911
baseline
▲ 0.50% · 4.625%
HK$46,225
+HK$2,314/mo
Deposit HK$5.47M · loan HK$8.21M · min. income ≈ HK$87,822/mo (50% DSR)
Upfront cash ≈ HK$5.99M (deposit + AVD stamp duty HK$513,201 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$43,689
−HK$2,739/mo
▼ 0.25% · 3.875%
HK$45,048
−HK$1,380/mo
Today · 4.125%
HK$46,428
baseline
▲ 0.50% · 4.625%
HK$49,253
+HK$2,825/mo
Deposit HK$4.11M · loan HK$9.58M · min. income ≈ HK$92,856/mo (50% DSR)
Upfront cash ≈ HK$4.62M (deposit + AVD stamp duty HK$513,201 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$48,603
−HK$2,626/mo
▼ 0.25% · 3.875%
HK$49,907
−HK$1,322/mo
Today · 4.125%
HK$51,229
baseline
▲ 0.50% · 4.625%
HK$53,929
+HK$2,700/mo
Deposit HK$4.11M · loan HK$9.58M · min. income ≈ HK$102,458/mo (50% DSR)
Upfront cash ≈ HK$4.62M (deposit + AVD stamp duty HK$513,201 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$56,171
−HK$3,522/mo
▼ 0.25% · 3.875%
HK$57,918
−HK$1,775/mo
Today · 4.125%
HK$59,693
baseline
▲ 0.50% · 4.625%
HK$63,326
+HK$3,633/mo
Deposit HK$1.37M · loan HK$12.32M · min. income ≈ HK$119,386/mo (50% DSR)
Upfront cash ≈ HK$1.88M (deposit + AVD stamp duty HK$513,201 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$62,490
−HK$3,376/mo
▼ 0.25% · 3.875%
HK$64,166
−HK$1,700/mo
Today · 4.125%
HK$65,866
baseline
▲ 0.50% · 4.625%
HK$69,338
+HK$3,472/mo
Deposit HK$1.37M · loan HK$12.32M · min. income ≈ HK$131,732/mo (50% DSR)
Upfront cash ≈ HK$1.88M (deposit + AVD stamp duty HK$513,201 · Scale 2, in force from 26 Feb 2026)