LTV · monthly repayment
▼ 0.50% · 3.625%
HK$31,207
−HK$1,957/mo
▼ 0.25% · 3.875%
HK$32,177
−HK$987/mo
Today · 4.125%
HK$33,164
baseline
▲ 0.50% · 4.625%
HK$35,181
+HK$2,017/mo
Deposit HK$6.84M · loan HK$6.84M · min. income ≈ HK$66,328/mo (50% DSR)
Upfront cash ≈ HK$7.36M (deposit + AVD stamp duty HK$513,209 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$34,717
−HK$1,876/mo
▼ 0.25% · 3.875%
HK$35,648
−HK$945/mo
Today · 4.125%
HK$36,593
baseline
▲ 0.50% · 4.625%
HK$38,522
+HK$1,929/mo
Deposit HK$6.84M · loan HK$6.84M · min. income ≈ HK$73,186/mo (50% DSR)
Upfront cash ≈ HK$7.36M (deposit + AVD stamp duty HK$513,209 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$37,448
−HK$2,348/mo
▼ 0.25% · 3.875%
HK$38,613
−HK$1,183/mo
Today · 4.125%
HK$39,796
baseline
▲ 0.50% · 4.625%
HK$42,218
+HK$2,422/mo
Deposit HK$5.47M · loan HK$8.21M · min. income ≈ HK$79,592/mo (50% DSR)
Upfront cash ≈ HK$5.99M (deposit + AVD stamp duty HK$513,209 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$41,660
−HK$2,251/mo
▼ 0.25% · 3.875%
HK$42,778
−HK$1,133/mo
Today · 4.125%
HK$43,911
baseline
▲ 0.50% · 4.625%
HK$46,226
+HK$2,315/mo
Deposit HK$5.47M · loan HK$8.21M · min. income ≈ HK$87,822/mo (50% DSR)
Upfront cash ≈ HK$5.99M (deposit + AVD stamp duty HK$513,209 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$43,689
−HK$2,740/mo
▼ 0.25% · 3.875%
HK$45,048
−HK$1,381/mo
Today · 4.125%
HK$46,429
baseline
▲ 0.50% · 4.625%
HK$49,254
+HK$2,825/mo
Deposit HK$4.11M · loan HK$9.58M · min. income ≈ HK$92,858/mo (50% DSR)
Upfront cash ≈ HK$4.62M (deposit + AVD stamp duty HK$513,209 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$48,604
−HK$2,626/mo
▼ 0.25% · 3.875%
HK$49,907
−HK$1,323/mo
Today · 4.125%
HK$51,230
baseline
▲ 0.50% · 4.625%
HK$53,930
+HK$2,700/mo
Deposit HK$4.11M · loan HK$9.58M · min. income ≈ HK$102,460/mo (50% DSR)
Upfront cash ≈ HK$4.62M (deposit + AVD stamp duty HK$513,209 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$56,172
−HK$3,522/mo
▼ 0.25% · 3.875%
HK$57,919
−HK$1,775/mo
Today · 4.125%
HK$59,694
baseline
▲ 0.50% · 4.625%
HK$63,327
+HK$3,633/mo
Deposit HK$1.37M · loan HK$12.32M · min. income ≈ HK$119,388/mo (50% DSR)
Upfront cash ≈ HK$1.88M (deposit + AVD stamp duty HK$513,209 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$62,491
−HK$3,376/mo
▼ 0.25% · 3.875%
HK$64,167
−HK$1,700/mo
Today · 4.125%
HK$65,867
baseline
▲ 0.50% · 4.625%
HK$69,339
+HK$3,472/mo
Deposit HK$1.37M · loan HK$12.32M · min. income ≈ HK$131,734/mo (50% DSR)
Upfront cash ≈ HK$1.88M (deposit + AVD stamp duty HK$513,209 · Scale 2, in force from 26 Feb 2026)