LTV · monthly repayment
▼ 0.50% · 3.625%
HK$31,207
−HK$1,957/mo
▼ 0.25% · 3.875%
HK$32,178
−HK$986/mo
Today · 4.125%
HK$33,164
baseline
▲ 0.50% · 4.625%
HK$35,182
+HK$2,018/mo
Deposit HK$6.84M · loan HK$6.84M · min. income ≈ HK$66,328/mo (50% DSR)
Upfront cash ≈ HK$7.36M (deposit + AVD stamp duty HK$513,216 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$34,718
−HK$1,875/mo
▼ 0.25% · 3.875%
HK$35,649
−HK$944/mo
Today · 4.125%
HK$36,593
baseline
▲ 0.50% · 4.625%
HK$38,522
+HK$1,929/mo
Deposit HK$6.84M · loan HK$6.84M · min. income ≈ HK$73,186/mo (50% DSR)
Upfront cash ≈ HK$7.36M (deposit + AVD stamp duty HK$513,216 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$37,448
−HK$2,349/mo
▼ 0.25% · 3.875%
HK$38,613
−HK$1,184/mo
Today · 4.125%
HK$39,797
baseline
▲ 0.50% · 4.625%
HK$42,218
+HK$2,421/mo
Deposit HK$5.47M · loan HK$8.21M · min. income ≈ HK$79,594/mo (50% DSR)
Upfront cash ≈ HK$5.99M (deposit + AVD stamp duty HK$513,216 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$41,661
−HK$2,251/mo
▼ 0.25% · 3.875%
HK$42,778
−HK$1,134/mo
Today · 4.125%
HK$43,912
baseline
▲ 0.50% · 4.625%
HK$46,226
+HK$2,314/mo
Deposit HK$5.47M · loan HK$8.21M · min. income ≈ HK$87,824/mo (50% DSR)
Upfront cash ≈ HK$5.99M (deposit + AVD stamp duty HK$513,216 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$43,690
−HK$2,740/mo
▼ 0.25% · 3.875%
HK$45,049
−HK$1,381/mo
Today · 4.125%
HK$46,430
baseline
▲ 0.50% · 4.625%
HK$49,255
+HK$2,825/mo
Deposit HK$4.11M · loan HK$9.58M · min. income ≈ HK$92,860/mo (50% DSR)
Upfront cash ≈ HK$4.62M (deposit + AVD stamp duty HK$513,216 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$48,605
−HK$2,625/mo
▼ 0.25% · 3.875%
HK$49,908
−HK$1,322/mo
Today · 4.125%
HK$51,230
baseline
▲ 0.50% · 4.625%
HK$53,931
+HK$2,701/mo
Deposit HK$4.11M · loan HK$9.58M · min. income ≈ HK$102,460/mo (50% DSR)
Upfront cash ≈ HK$4.62M (deposit + AVD stamp duty HK$513,216 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$56,173
−HK$3,522/mo
▼ 0.25% · 3.875%
HK$57,920
−HK$1,775/mo
Today · 4.125%
HK$59,695
baseline
▲ 0.50% · 4.625%
HK$63,327
+HK$3,632/mo
Deposit HK$1.37M · loan HK$12.32M · min. income ≈ HK$119,390/mo (50% DSR)
Upfront cash ≈ HK$1.88M (deposit + AVD stamp duty HK$513,216 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$62,492
−HK$3,376/mo
▼ 0.25% · 3.875%
HK$64,168
−HK$1,700/mo
Today · 4.125%
HK$65,868
baseline
▲ 0.50% · 4.625%
HK$69,340
+HK$3,472/mo
Deposit HK$1.37M · loan HK$12.32M · min. income ≈ HK$131,736/mo (50% DSR)
Upfront cash ≈ HK$1.88M (deposit + AVD stamp duty HK$513,216 · Scale 2, in force from 26 Feb 2026)