LTV · monthly repayment
▼ 0.50% · 3.625%
HK$31,209
−HK$1,957/mo
▼ 0.25% · 3.875%
HK$32,180
−HK$986/mo
Today · 4.125%
HK$33,166
baseline
▲ 0.50% · 4.625%
HK$35,184
+HK$2,018/mo
Deposit HK$6.84M · loan HK$6.84M · min. income ≈ HK$66,332/mo (50% DSR)
Upfront cash ≈ HK$7.36M (deposit + AVD stamp duty HK$513,253 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$34,720
−HK$1,876/mo
▼ 0.25% · 3.875%
HK$35,651
−HK$945/mo
Today · 4.125%
HK$36,596
baseline
▲ 0.50% · 4.625%
HK$38,525
+HK$1,929/mo
Deposit HK$6.84M · loan HK$6.84M · min. income ≈ HK$73,192/mo (50% DSR)
Upfront cash ≈ HK$7.36M (deposit + AVD stamp duty HK$513,253 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$37,451
−HK$2,349/mo
▼ 0.25% · 3.875%
HK$38,616
−HK$1,184/mo
Today · 4.125%
HK$39,800
baseline
▲ 0.50% · 4.625%
HK$42,221
+HK$2,421/mo
Deposit HK$5.47M · loan HK$8.21M · min. income ≈ HK$79,600/mo (50% DSR)
Upfront cash ≈ HK$5.99M (deposit + AVD stamp duty HK$513,253 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$41,664
−HK$2,251/mo
▼ 0.25% · 3.875%
HK$42,781
−HK$1,134/mo
Today · 4.125%
HK$43,915
baseline
▲ 0.50% · 4.625%
HK$46,230
+HK$2,315/mo
Deposit HK$5.47M · loan HK$8.21M · min. income ≈ HK$87,830/mo (50% DSR)
Upfront cash ≈ HK$5.99M (deposit + AVD stamp duty HK$513,253 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$43,693
−HK$2,740/mo
▼ 0.25% · 3.875%
HK$45,052
−HK$1,381/mo
Today · 4.125%
HK$46,433
baseline
▲ 0.50% · 4.625%
HK$49,258
+HK$2,825/mo
Deposit HK$4.11M · loan HK$9.58M · min. income ≈ HK$92,866/mo (50% DSR)
Upfront cash ≈ HK$4.62M (deposit + AVD stamp duty HK$513,253 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$48,608
−HK$2,626/mo
▼ 0.25% · 3.875%
HK$49,912
−HK$1,322/mo
Today · 4.125%
HK$51,234
baseline
▲ 0.50% · 4.625%
HK$53,935
+HK$2,701/mo
Deposit HK$4.11M · loan HK$9.58M · min. income ≈ HK$102,468/mo (50% DSR)
Upfront cash ≈ HK$4.62M (deposit + AVD stamp duty HK$513,253 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$56,177
−HK$3,522/mo
▼ 0.25% · 3.875%
HK$57,924
−HK$1,775/mo
Today · 4.125%
HK$59,699
baseline
▲ 0.50% · 4.625%
HK$63,332
+HK$3,633/mo
Deposit HK$1.37M · loan HK$12.32M · min. income ≈ HK$119,398/mo (50% DSR)
Upfront cash ≈ HK$1.88M (deposit + AVD stamp duty HK$513,253 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$62,496
−HK$3,376/mo
▼ 0.25% · 3.875%
HK$64,172
−HK$1,700/mo
Today · 4.125%
HK$65,872
baseline
▲ 0.50% · 4.625%
HK$69,345
+HK$3,473/mo
Deposit HK$1.37M · loan HK$12.32M · min. income ≈ HK$131,744/mo (50% DSR)
Upfront cash ≈ HK$1.88M (deposit + AVD stamp duty HK$513,253 · Scale 2, in force from 26 Feb 2026)