LTV · monthly repayment
▼ 0.50% · 3.625%
HK$31,211
−HK$1,957/mo
▼ 0.25% · 3.875%
HK$32,182
−HK$986/mo
Today · 4.125%
HK$33,168
baseline
▲ 0.50% · 4.625%
HK$35,186
+HK$2,018/mo
Deposit HK$6.84M · loan HK$6.84M · min. income ≈ HK$66,336/mo (50% DSR)
Upfront cash ≈ HK$7.36M (deposit + AVD stamp duty HK$513,279 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$34,722
−HK$1,876/mo
▼ 0.25% · 3.875%
HK$35,653
−HK$945/mo
Today · 4.125%
HK$36,598
baseline
▲ 0.50% · 4.625%
HK$38,527
+HK$1,929/mo
Deposit HK$6.84M · loan HK$6.84M · min. income ≈ HK$73,196/mo (50% DSR)
Upfront cash ≈ HK$7.36M (deposit + AVD stamp duty HK$513,279 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$37,453
−HK$2,349/mo
▼ 0.25% · 3.875%
HK$38,618
−HK$1,184/mo
Today · 4.125%
HK$39,802
baseline
▲ 0.50% · 4.625%
HK$42,223
+HK$2,421/mo
Deposit HK$5.47M · loan HK$8.21M · min. income ≈ HK$79,604/mo (50% DSR)
Upfront cash ≈ HK$5.99M (deposit + AVD stamp duty HK$513,279 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$41,666
−HK$2,251/mo
▼ 0.25% · 3.875%
HK$42,784
−HK$1,133/mo
Today · 4.125%
HK$43,917
baseline
▲ 0.50% · 4.625%
HK$46,232
+HK$2,315/mo
Deposit HK$5.47M · loan HK$8.21M · min. income ≈ HK$87,834/mo (50% DSR)
Upfront cash ≈ HK$5.99M (deposit + AVD stamp duty HK$513,279 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$43,695
−HK$2,740/mo
▼ 0.25% · 3.875%
HK$45,054
−HK$1,381/mo
Today · 4.125%
HK$46,435
baseline
▲ 0.50% · 4.625%
HK$49,261
+HK$2,826/mo
Deposit HK$4.11M · loan HK$9.58M · min. income ≈ HK$92,870/mo (50% DSR)
Upfront cash ≈ HK$4.62M (deposit + AVD stamp duty HK$513,279 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$48,610
−HK$2,627/mo
▼ 0.25% · 3.875%
HK$49,914
−HK$1,323/mo
Today · 4.125%
HK$51,237
baseline
▲ 0.50% · 4.625%
HK$53,937
+HK$2,700/mo
Deposit HK$4.11M · loan HK$9.58M · min. income ≈ HK$102,474/mo (50% DSR)
Upfront cash ≈ HK$4.62M (deposit + AVD stamp duty HK$513,279 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$56,179
−HK$3,523/mo
▼ 0.25% · 3.875%
HK$57,927
−HK$1,775/mo
Today · 4.125%
HK$59,702
baseline
▲ 0.50% · 4.625%
HK$63,335
+HK$3,633/mo
Deposit HK$1.37M · loan HK$12.32M · min. income ≈ HK$119,404/mo (50% DSR)
Upfront cash ≈ HK$1.88M (deposit + AVD stamp duty HK$513,279 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$62,499
−HK$3,377/mo
▼ 0.25% · 3.875%
HK$64,175
−HK$1,701/mo
Today · 4.125%
HK$65,876
baseline
▲ 0.50% · 4.625%
HK$69,348
+HK$3,472/mo
Deposit HK$1.37M · loan HK$12.32M · min. income ≈ HK$131,752/mo (50% DSR)
Upfront cash ≈ HK$1.88M (deposit + AVD stamp duty HK$513,279 · Scale 2, in force from 26 Feb 2026)