LTV · monthly repayment
▼ 0.50% · 3.625%
HK$31,211
−HK$1,958/mo
▼ 0.25% · 3.875%
HK$32,182
−HK$987/mo
Today · 4.125%
HK$33,169
baseline
▲ 0.50% · 4.625%
HK$35,187
+HK$2,018/mo
Deposit HK$6.84M · loan HK$6.84M · min. income ≈ HK$66,338/mo (50% DSR)
Upfront cash ≈ HK$7.36M (deposit + AVD stamp duty HK$513,289 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$34,722
−HK$1,876/mo
▼ 0.25% · 3.875%
HK$35,654
−HK$944/mo
Today · 4.125%
HK$36,598
baseline
▲ 0.50% · 4.625%
HK$38,528
+HK$1,930/mo
Deposit HK$6.84M · loan HK$6.84M · min. income ≈ HK$73,196/mo (50% DSR)
Upfront cash ≈ HK$7.36M (deposit + AVD stamp duty HK$513,289 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$37,454
−HK$2,348/mo
▼ 0.25% · 3.875%
HK$38,619
−HK$1,183/mo
Today · 4.125%
HK$39,802
baseline
▲ 0.50% · 4.625%
HK$42,224
+HK$2,422/mo
Deposit HK$5.48M · loan HK$8.21M · min. income ≈ HK$79,604/mo (50% DSR)
Upfront cash ≈ HK$5.99M (deposit + AVD stamp duty HK$513,289 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$41,667
−HK$2,251/mo
▼ 0.25% · 3.875%
HK$42,784
−HK$1,134/mo
Today · 4.125%
HK$43,918
baseline
▲ 0.50% · 4.625%
HK$46,233
+HK$2,315/mo
Deposit HK$5.48M · loan HK$8.21M · min. income ≈ HK$87,836/mo (50% DSR)
Upfront cash ≈ HK$5.99M (deposit + AVD stamp duty HK$513,289 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$43,696
−HK$2,740/mo
▼ 0.25% · 3.875%
HK$45,055
−HK$1,381/mo
Today · 4.125%
HK$46,436
baseline
▲ 0.50% · 4.625%
HK$49,262
+HK$2,826/mo
Deposit HK$4.11M · loan HK$9.58M · min. income ≈ HK$92,872/mo (50% DSR)
Upfront cash ≈ HK$4.62M (deposit + AVD stamp duty HK$513,289 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$48,611
−HK$2,627/mo
▼ 0.25% · 3.875%
HK$49,915
−HK$1,323/mo
Today · 4.125%
HK$51,238
baseline
▲ 0.50% · 4.625%
HK$53,939
+HK$2,701/mo
Deposit HK$4.11M · loan HK$9.58M · min. income ≈ HK$102,476/mo (50% DSR)
Upfront cash ≈ HK$4.62M (deposit + AVD stamp duty HK$513,289 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$56,181
−HK$3,523/mo
▼ 0.25% · 3.875%
HK$57,928
−HK$1,776/mo
Today · 4.125%
HK$59,704
baseline
▲ 0.50% · 4.625%
HK$63,336
+HK$3,632/mo
Deposit HK$1.37M · loan HK$12.32M · min. income ≈ HK$119,408/mo (50% DSR)
Upfront cash ≈ HK$1.88M (deposit + AVD stamp duty HK$513,289 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$62,500
−HK$3,377/mo
▼ 0.25% · 3.875%
HK$64,177
−HK$1,700/mo
Today · 4.125%
HK$65,877
baseline
▲ 0.50% · 4.625%
HK$69,350
+HK$3,473/mo
Deposit HK$1.37M · loan HK$12.32M · min. income ≈ HK$131,754/mo (50% DSR)
Upfront cash ≈ HK$1.88M (deposit + AVD stamp duty HK$513,289 · Scale 2, in force from 26 Feb 2026)