LTV · monthly repayment
▼ 0.50% · 3.625%
HK$31,213
−HK$1,957/mo
▼ 0.25% · 3.875%
HK$32,183
−HK$987/mo
Today · 4.125%
HK$33,170
baseline
▲ 0.50% · 4.625%
HK$35,188
+HK$2,018/mo
Deposit HK$6.84M · loan HK$6.84M · min. income ≈ HK$66,340/mo (50% DSR)
Upfront cash ≈ HK$7.36M (deposit + AVD stamp duty HK$513,307 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$34,724
−HK$1,876/mo
▼ 0.25% · 3.875%
HK$35,655
−HK$945/mo
Today · 4.125%
HK$36,600
baseline
▲ 0.50% · 4.625%
HK$38,529
+HK$1,929/mo
Deposit HK$6.84M · loan HK$6.84M · min. income ≈ HK$73,200/mo (50% DSR)
Upfront cash ≈ HK$7.36M (deposit + AVD stamp duty HK$513,307 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$37,455
−HK$2,349/mo
▼ 0.25% · 3.875%
HK$38,620
−HK$1,184/mo
Today · 4.125%
HK$39,804
baseline
▲ 0.50% · 4.625%
HK$42,226
+HK$2,422/mo
Deposit HK$5.48M · loan HK$8.21M · min. income ≈ HK$79,608/mo (50% DSR)
Upfront cash ≈ HK$5.99M (deposit + AVD stamp duty HK$513,307 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$41,668
−HK$2,252/mo
▼ 0.25% · 3.875%
HK$42,786
−HK$1,134/mo
Today · 4.125%
HK$43,920
baseline
▲ 0.50% · 4.625%
HK$46,235
+HK$2,315/mo
Deposit HK$5.48M · loan HK$8.21M · min. income ≈ HK$87,840/mo (50% DSR)
Upfront cash ≈ HK$5.99M (deposit + AVD stamp duty HK$513,307 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$43,698
−HK$2,740/mo
▼ 0.25% · 3.875%
HK$45,057
−HK$1,381/mo
Today · 4.125%
HK$46,438
baseline
▲ 0.50% · 4.625%
HK$49,263
+HK$2,825/mo
Deposit HK$4.11M · loan HK$9.58M · min. income ≈ HK$92,876/mo (50% DSR)
Upfront cash ≈ HK$4.62M (deposit + AVD stamp duty HK$513,307 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$48,613
−HK$2,626/mo
▼ 0.25% · 3.875%
HK$49,917
−HK$1,322/mo
Today · 4.125%
HK$51,239
baseline
▲ 0.50% · 4.625%
HK$53,940
+HK$2,701/mo
Deposit HK$4.11M · loan HK$9.58M · min. income ≈ HK$102,478/mo (50% DSR)
Upfront cash ≈ HK$4.62M (deposit + AVD stamp duty HK$513,307 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$56,183
−HK$3,523/mo
▼ 0.25% · 3.875%
HK$57,930
−HK$1,776/mo
Today · 4.125%
HK$59,706
baseline
▲ 0.50% · 4.625%
HK$63,339
+HK$3,633/mo
Deposit HK$1.37M · loan HK$12.32M · min. income ≈ HK$119,412/mo (50% DSR)
Upfront cash ≈ HK$1.88M (deposit + AVD stamp duty HK$513,307 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$62,503
−HK$3,376/mo
▼ 0.25% · 3.875%
HK$64,179
−HK$1,700/mo
Today · 4.125%
HK$65,879
baseline
▲ 0.50% · 4.625%
HK$69,352
+HK$3,473/mo
Deposit HK$1.37M · loan HK$12.32M · min. income ≈ HK$131,758/mo (50% DSR)
Upfront cash ≈ HK$1.88M (deposit + AVD stamp duty HK$513,307 · Scale 2, in force from 26 Feb 2026)