LTV · monthly repayment
▼ 0.50% · 3.625%
HK$31,213
−HK$1,957/mo
▼ 0.25% · 3.875%
HK$32,184
−HK$986/mo
Today · 4.125%
HK$33,170
baseline
▲ 0.50% · 4.625%
HK$35,189
+HK$2,019/mo
Deposit HK$6.84M · loan HK$6.84M · min. income ≈ HK$66,340/mo (50% DSR)
Upfront cash ≈ HK$7.36M (deposit + AVD stamp duty HK$513,317 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$34,724
−HK$1,876/mo
▼ 0.25% · 3.875%
HK$35,656
−HK$944/mo
Today · 4.125%
HK$36,600
baseline
▲ 0.50% · 4.625%
HK$38,530
+HK$1,930/mo
Deposit HK$6.84M · loan HK$6.84M · min. income ≈ HK$73,200/mo (50% DSR)
Upfront cash ≈ HK$7.36M (deposit + AVD stamp duty HK$513,317 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$37,456
−HK$2,349/mo
▼ 0.25% · 3.875%
HK$38,621
−HK$1,184/mo
Today · 4.125%
HK$39,805
baseline
▲ 0.50% · 4.625%
HK$42,227
+HK$2,422/mo
Deposit HK$5.48M · loan HK$8.21M · min. income ≈ HK$79,610/mo (50% DSR)
Upfront cash ≈ HK$5.99M (deposit + AVD stamp duty HK$513,317 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$41,669
−HK$2,251/mo
▼ 0.25% · 3.875%
HK$42,787
−HK$1,133/mo
Today · 4.125%
HK$43,920
baseline
▲ 0.50% · 4.625%
HK$46,236
+HK$2,316/mo
Deposit HK$5.48M · loan HK$8.21M · min. income ≈ HK$87,840/mo (50% DSR)
Upfront cash ≈ HK$5.99M (deposit + AVD stamp duty HK$513,317 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$43,698
−HK$2,741/mo
▼ 0.25% · 3.875%
HK$45,058
−HK$1,381/mo
Today · 4.125%
HK$46,439
baseline
▲ 0.50% · 4.625%
HK$49,264
+HK$2,825/mo
Deposit HK$4.11M · loan HK$9.58M · min. income ≈ HK$92,878/mo (50% DSR)
Upfront cash ≈ HK$4.62M (deposit + AVD stamp duty HK$513,317 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$48,614
−HK$2,627/mo
▼ 0.25% · 3.875%
HK$49,918
−HK$1,323/mo
Today · 4.125%
HK$51,241
baseline
▲ 0.50% · 4.625%
HK$53,941
+HK$2,700/mo
Deposit HK$4.11M · loan HK$9.58M · min. income ≈ HK$102,482/mo (50% DSR)
Upfront cash ≈ HK$4.62M (deposit + AVD stamp duty HK$513,317 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$56,184
−HK$3,523/mo
▼ 0.25% · 3.875%
HK$57,931
−HK$1,776/mo
Today · 4.125%
HK$59,707
baseline
▲ 0.50% · 4.625%
HK$63,340
+HK$3,633/mo
Deposit HK$1.37M · loan HK$12.32M · min. income ≈ HK$119,414/mo (50% DSR)
Upfront cash ≈ HK$1.88M (deposit + AVD stamp duty HK$513,317 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$62,504
−HK$3,377/mo
▼ 0.25% · 3.875%
HK$64,180
−HK$1,701/mo
Today · 4.125%
HK$65,881
baseline
▲ 0.50% · 4.625%
HK$69,353
+HK$3,472/mo
Deposit HK$1.37M · loan HK$12.32M · min. income ≈ HK$131,762/mo (50% DSR)
Upfront cash ≈ HK$1.88M (deposit + AVD stamp duty HK$513,317 · Scale 2, in force from 26 Feb 2026)