LTV · monthly repayment
▼ 0.50% · 3.625%
HK$31,217
−HK$1,957/mo
▼ 0.25% · 3.875%
HK$32,188
−HK$986/mo
Today · 4.125%
HK$33,174
baseline
▲ 0.50% · 4.625%
HK$35,193
+HK$2,019/mo
Deposit HK$6.84M · loan HK$6.84M · min. income ≈ HK$66,348/mo (50% DSR)
Upfront cash ≈ HK$7.36M (deposit + AVD stamp duty HK$513,373 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$34,728
−HK$1,876/mo
▼ 0.25% · 3.875%
HK$35,660
−HK$944/mo
Today · 4.125%
HK$36,604
baseline
▲ 0.50% · 4.625%
HK$38,534
+HK$1,930/mo
Deposit HK$6.84M · loan HK$6.84M · min. income ≈ HK$73,208/mo (50% DSR)
Upfront cash ≈ HK$7.36M (deposit + AVD stamp duty HK$513,373 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$37,460
−HK$2,349/mo
▼ 0.25% · 3.875%
HK$38,625
−HK$1,184/mo
Today · 4.125%
HK$39,809
baseline
▲ 0.50% · 4.625%
HK$42,231
+HK$2,422/mo
Deposit HK$5.48M · loan HK$8.21M · min. income ≈ HK$79,618/mo (50% DSR)
Upfront cash ≈ HK$5.99M (deposit + AVD stamp duty HK$513,373 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$41,674
−HK$2,251/mo
▼ 0.25% · 3.875%
HK$42,791
−HK$1,134/mo
Today · 4.125%
HK$43,925
baseline
▲ 0.50% · 4.625%
HK$46,241
+HK$2,316/mo
Deposit HK$5.48M · loan HK$8.21M · min. income ≈ HK$87,850/mo (50% DSR)
Upfront cash ≈ HK$5.99M (deposit + AVD stamp duty HK$513,373 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$43,703
−HK$2,741/mo
▼ 0.25% · 3.875%
HK$45,063
−HK$1,381/mo
Today · 4.125%
HK$46,444
baseline
▲ 0.50% · 4.625%
HK$49,270
+HK$2,826/mo
Deposit HK$4.11M · loan HK$9.58M · min. income ≈ HK$92,888/mo (50% DSR)
Upfront cash ≈ HK$4.62M (deposit + AVD stamp duty HK$513,373 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$48,619
−HK$2,627/mo
▼ 0.25% · 3.875%
HK$49,923
−HK$1,323/mo
Today · 4.125%
HK$51,246
baseline
▲ 0.50% · 4.625%
HK$53,947
+HK$2,701/mo
Deposit HK$4.11M · loan HK$9.58M · min. income ≈ HK$102,492/mo (50% DSR)
Upfront cash ≈ HK$4.62M (deposit + AVD stamp duty HK$513,373 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$56,190
−HK$3,523/mo
▼ 0.25% · 3.875%
HK$57,938
−HK$1,775/mo
Today · 4.125%
HK$59,713
baseline
▲ 0.50% · 4.625%
HK$63,347
+HK$3,634/mo
Deposit HK$1.37M · loan HK$12.32M · min. income ≈ HK$119,426/mo (50% DSR)
Upfront cash ≈ HK$1.88M (deposit + AVD stamp duty HK$513,373 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$62,511
−HK$3,377/mo
▼ 0.25% · 3.875%
HK$64,187
−HK$1,701/mo
Today · 4.125%
HK$65,888
baseline
▲ 0.50% · 4.625%
HK$69,361
+HK$3,473/mo
Deposit HK$1.37M · loan HK$12.32M · min. income ≈ HK$131,776/mo (50% DSR)
Upfront cash ≈ HK$1.88M (deposit + AVD stamp duty HK$513,373 · Scale 2, in force from 26 Feb 2026)