LTV · monthly repayment
▼ 0.50% · 3.625%
HK$31,218
−HK$1,957/mo
▼ 0.25% · 3.875%
HK$32,189
−HK$986/mo
Today · 4.125%
HK$33,175
baseline
▲ 0.50% · 4.625%
HK$35,194
+HK$2,019/mo
Deposit HK$6.85M · loan HK$6.85M · min. income ≈ HK$66,350/mo (50% DSR)
Upfront cash ≈ HK$7.36M (deposit + AVD stamp duty HK$513,389 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$34,729
−HK$1,877/mo
▼ 0.25% · 3.875%
HK$35,661
−HK$945/mo
Today · 4.125%
HK$36,606
baseline
▲ 0.50% · 4.625%
HK$38,535
+HK$1,929/mo
Deposit HK$6.85M · loan HK$6.85M · min. income ≈ HK$73,212/mo (50% DSR)
Upfront cash ≈ HK$7.36M (deposit + AVD stamp duty HK$513,389 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$37,461
−HK$2,349/mo
▼ 0.25% · 3.875%
HK$38,626
−HK$1,184/mo
Today · 4.125%
HK$39,810
baseline
▲ 0.50% · 4.625%
HK$42,233
+HK$2,423/mo
Deposit HK$5.48M · loan HK$8.21M · min. income ≈ HK$79,620/mo (50% DSR)
Upfront cash ≈ HK$5.99M (deposit + AVD stamp duty HK$513,389 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$41,675
−HK$2,252/mo
▼ 0.25% · 3.875%
HK$42,793
−HK$1,134/mo
Today · 4.125%
HK$43,927
baseline
▲ 0.50% · 4.625%
HK$46,242
+HK$2,315/mo
Deposit HK$5.48M · loan HK$8.21M · min. income ≈ HK$87,854/mo (50% DSR)
Upfront cash ≈ HK$5.99M (deposit + AVD stamp duty HK$513,389 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$43,705
−HK$2,740/mo
▼ 0.25% · 3.875%
HK$45,064
−HK$1,381/mo
Today · 4.125%
HK$46,445
baseline
▲ 0.50% · 4.625%
HK$49,271
+HK$2,826/mo
Deposit HK$4.11M · loan HK$9.58M · min. income ≈ HK$92,890/mo (50% DSR)
Upfront cash ≈ HK$4.62M (deposit + AVD stamp duty HK$513,389 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$48,621
−HK$2,627/mo
▼ 0.25% · 3.875%
HK$49,925
−HK$1,323/mo
Today · 4.125%
HK$51,248
baseline
▲ 0.50% · 4.625%
HK$53,949
+HK$2,701/mo
Deposit HK$4.11M · loan HK$9.58M · min. income ≈ HK$102,496/mo (50% DSR)
Upfront cash ≈ HK$4.62M (deposit + AVD stamp duty HK$513,389 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$56,192
−HK$3,523/mo
▼ 0.25% · 3.875%
HK$57,939
−HK$1,776/mo
Today · 4.125%
HK$59,715
baseline
▲ 0.50% · 4.625%
HK$63,349
+HK$3,634/mo
Deposit HK$1.37M · loan HK$12.32M · min. income ≈ HK$119,430/mo (50% DSR)
Upfront cash ≈ HK$1.88M (deposit + AVD stamp duty HK$513,389 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$62,513
−HK$3,377/mo
▼ 0.25% · 3.875%
HK$64,189
−HK$1,701/mo
Today · 4.125%
HK$65,890
baseline
▲ 0.50% · 4.625%
HK$69,363
+HK$3,473/mo
Deposit HK$1.37M · loan HK$12.32M · min. income ≈ HK$131,780/mo (50% DSR)
Upfront cash ≈ HK$1.88M (deposit + AVD stamp duty HK$513,389 · Scale 2, in force from 26 Feb 2026)