LTV · monthly repayment
▼ 0.50% · 3.625%
HK$31,218
−HK$1,958/mo
▼ 0.25% · 3.875%
HK$32,189
−HK$987/mo
Today · 4.125%
HK$33,176
baseline
▲ 0.50% · 4.625%
HK$35,195
+HK$2,019/mo
Deposit HK$6.85M · loan HK$6.85M · min. income ≈ HK$66,352/mo (50% DSR)
Upfront cash ≈ HK$7.36M (deposit + AVD stamp duty HK$513,400 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$34,730
−HK$1,876/mo
▼ 0.25% · 3.875%
HK$35,661
−HK$945/mo
Today · 4.125%
HK$36,606
baseline
▲ 0.50% · 4.625%
HK$38,536
+HK$1,930/mo
Deposit HK$6.85M · loan HK$6.85M · min. income ≈ HK$73,212/mo (50% DSR)
Upfront cash ≈ HK$7.36M (deposit + AVD stamp duty HK$513,400 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$37,462
−HK$2,349/mo
▼ 0.25% · 3.875%
HK$38,627
−HK$1,184/mo
Today · 4.125%
HK$39,811
baseline
▲ 0.50% · 4.625%
HK$42,233
+HK$2,422/mo
Deposit HK$5.48M · loan HK$8.21M · min. income ≈ HK$79,622/mo (50% DSR)
Upfront cash ≈ HK$5.99M (deposit + AVD stamp duty HK$513,400 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$41,676
−HK$2,252/mo
▼ 0.25% · 3.875%
HK$42,794
−HK$1,134/mo
Today · 4.125%
HK$43,928
baseline
▲ 0.50% · 4.625%
HK$46,243
+HK$2,315/mo
Deposit HK$5.48M · loan HK$8.21M · min. income ≈ HK$87,856/mo (50% DSR)
Upfront cash ≈ HK$5.99M (deposit + AVD stamp duty HK$513,400 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$43,705
−HK$2,741/mo
▼ 0.25% · 3.875%
HK$45,065
−HK$1,381/mo
Today · 4.125%
HK$46,446
baseline
▲ 0.50% · 4.625%
HK$49,272
+HK$2,826/mo
Deposit HK$4.11M · loan HK$9.58M · min. income ≈ HK$92,892/mo (50% DSR)
Upfront cash ≈ HK$4.62M (deposit + AVD stamp duty HK$513,400 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$48,622
−HK$2,627/mo
▼ 0.25% · 3.875%
HK$49,926
−HK$1,323/mo
Today · 4.125%
HK$51,249
baseline
▲ 0.50% · 4.625%
HK$53,950
+HK$2,701/mo
Deposit HK$4.11M · loan HK$9.58M · min. income ≈ HK$102,498/mo (50% DSR)
Upfront cash ≈ HK$4.62M (deposit + AVD stamp duty HK$513,400 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$56,193
−HK$3,524/mo
▼ 0.25% · 3.875%
HK$57,941
−HK$1,776/mo
Today · 4.125%
HK$59,717
baseline
▲ 0.50% · 4.625%
HK$63,350
+HK$3,633/mo
Deposit HK$1.37M · loan HK$12.32M · min. income ≈ HK$119,434/mo (50% DSR)
Upfront cash ≈ HK$1.88M (deposit + AVD stamp duty HK$513,400 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$62,514
−HK$3,377/mo
▼ 0.25% · 3.875%
HK$64,190
−HK$1,701/mo
Today · 4.125%
HK$65,891
baseline
▲ 0.50% · 4.625%
HK$69,365
+HK$3,474/mo
Deposit HK$1.37M · loan HK$12.32M · min. income ≈ HK$131,782/mo (50% DSR)
Upfront cash ≈ HK$1.88M (deposit + AVD stamp duty HK$513,400 · Scale 2, in force from 26 Feb 2026)