LTV · monthly repayment
▼ 0.50% · 3.625%
HK$31,221
−HK$1,958/mo
▼ 0.25% · 3.875%
HK$32,193
−HK$986/mo
Today · 4.125%
HK$33,179
baseline
▲ 0.50% · 4.625%
HK$35,198
+HK$2,019/mo
Deposit HK$6.85M · loan HK$6.85M · min. income ≈ HK$66,358/mo (50% DSR)
Upfront cash ≈ HK$7.36M (deposit + AVD stamp duty HK$513,453 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$34,734
−HK$1,876/mo
▼ 0.25% · 3.875%
HK$35,665
−HK$945/mo
Today · 4.125%
HK$36,610
baseline
▲ 0.50% · 4.625%
HK$38,540
+HK$1,930/mo
Deposit HK$6.85M · loan HK$6.85M · min. income ≈ HK$73,220/mo (50% DSR)
Upfront cash ≈ HK$7.36M (deposit + AVD stamp duty HK$513,453 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$37,466
−HK$2,349/mo
▼ 0.25% · 3.875%
HK$38,631
−HK$1,184/mo
Today · 4.125%
HK$39,815
baseline
▲ 0.50% · 4.625%
HK$42,238
+HK$2,423/mo
Deposit HK$5.48M · loan HK$8.22M · min. income ≈ HK$79,630/mo (50% DSR)
Upfront cash ≈ HK$5.99M (deposit + AVD stamp duty HK$513,453 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$41,680
−HK$2,252/mo
▼ 0.25% · 3.875%
HK$42,798
−HK$1,134/mo
Today · 4.125%
HK$43,932
baseline
▲ 0.50% · 4.625%
HK$46,248
+HK$2,316/mo
Deposit HK$5.48M · loan HK$8.22M · min. income ≈ HK$87,864/mo (50% DSR)
Upfront cash ≈ HK$5.99M (deposit + AVD stamp duty HK$513,453 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$43,710
−HK$2,741/mo
▼ 0.25% · 3.875%
HK$45,070
−HK$1,381/mo
Today · 4.125%
HK$46,451
baseline
▲ 0.50% · 4.625%
HK$49,277
+HK$2,826/mo
Deposit HK$4.11M · loan HK$9.58M · min. income ≈ HK$92,902/mo (50% DSR)
Upfront cash ≈ HK$4.62M (deposit + AVD stamp duty HK$513,453 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$48,627
−HK$2,627/mo
▼ 0.25% · 3.875%
HK$49,931
−HK$1,323/mo
Today · 4.125%
HK$51,254
baseline
▲ 0.50% · 4.625%
HK$53,956
+HK$2,702/mo
Deposit HK$4.11M · loan HK$9.58M · min. income ≈ HK$102,508/mo (50% DSR)
Upfront cash ≈ HK$4.62M (deposit + AVD stamp duty HK$513,453 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$56,199
−HK$3,524/mo
▼ 0.25% · 3.875%
HK$57,947
−HK$1,776/mo
Today · 4.125%
HK$59,723
baseline
▲ 0.50% · 4.625%
HK$63,357
+HK$3,634/mo
Deposit HK$1.37M · loan HK$12.32M · min. income ≈ HK$119,446/mo (50% DSR)
Upfront cash ≈ HK$1.88M (deposit + AVD stamp duty HK$513,453 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$62,520
−HK$3,378/mo
▼ 0.25% · 3.875%
HK$64,197
−HK$1,701/mo
Today · 4.125%
HK$65,898
baseline
▲ 0.50% · 4.625%
HK$69,372
+HK$3,474/mo
Deposit HK$1.37M · loan HK$12.32M · min. income ≈ HK$131,796/mo (50% DSR)
Upfront cash ≈ HK$1.88M (deposit + AVD stamp duty HK$513,453 · Scale 2, in force from 26 Feb 2026)