LTV · monthly repayment
▼ 0.50% · 3.625%
HK$31,223
−HK$1,957/mo
▼ 0.25% · 3.875%
HK$32,194
−HK$986/mo
Today · 4.125%
HK$33,180
baseline
▲ 0.50% · 4.625%
HK$35,199
+HK$2,019/mo
Deposit HK$6.85M · loan HK$6.85M · min. income ≈ HK$66,360/mo (50% DSR)
Upfront cash ≈ HK$7.36M (deposit + AVD stamp duty HK$513,471 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$34,735
−HK$1,876/mo
▼ 0.25% · 3.875%
HK$35,666
−HK$945/mo
Today · 4.125%
HK$36,611
baseline
▲ 0.50% · 4.625%
HK$38,541
+HK$1,930/mo
Deposit HK$6.85M · loan HK$6.85M · min. income ≈ HK$73,222/mo (50% DSR)
Upfront cash ≈ HK$7.36M (deposit + AVD stamp duty HK$513,471 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$37,467
−HK$2,350/mo
▼ 0.25% · 3.875%
HK$38,632
−HK$1,185/mo
Today · 4.125%
HK$39,817
baseline
▲ 0.50% · 4.625%
HK$42,239
+HK$2,422/mo
Deposit HK$5.48M · loan HK$8.22M · min. income ≈ HK$79,634/mo (50% DSR)
Upfront cash ≈ HK$5.99M (deposit + AVD stamp duty HK$513,471 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$41,682
−HK$2,252/mo
▼ 0.25% · 3.875%
HK$42,800
−HK$1,134/mo
Today · 4.125%
HK$43,934
baseline
▲ 0.50% · 4.625%
HK$46,249
+HK$2,315/mo
Deposit HK$5.48M · loan HK$8.22M · min. income ≈ HK$87,868/mo (50% DSR)
Upfront cash ≈ HK$5.99M (deposit + AVD stamp duty HK$513,471 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$43,712
−HK$2,741/mo
▼ 0.25% · 3.875%
HK$45,071
−HK$1,382/mo
Today · 4.125%
HK$46,453
baseline
▲ 0.50% · 4.625%
HK$49,279
+HK$2,826/mo
Deposit HK$4.11M · loan HK$9.58M · min. income ≈ HK$92,906/mo (50% DSR)
Upfront cash ≈ HK$4.62M (deposit + AVD stamp duty HK$513,471 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$48,629
−HK$2,627/mo
▼ 0.25% · 3.875%
HK$49,933
−HK$1,323/mo
Today · 4.125%
HK$51,256
baseline
▲ 0.50% · 4.625%
HK$53,958
+HK$2,702/mo
Deposit HK$4.11M · loan HK$9.58M · min. income ≈ HK$102,512/mo (50% DSR)
Upfront cash ≈ HK$4.62M (deposit + AVD stamp duty HK$513,471 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$56,201
−HK$3,524/mo
▼ 0.25% · 3.875%
HK$57,949
−HK$1,776/mo
Today · 4.125%
HK$59,725
baseline
▲ 0.50% · 4.625%
HK$63,359
+HK$3,634/mo
Deposit HK$1.37M · loan HK$12.32M · min. income ≈ HK$119,450/mo (50% DSR)
Upfront cash ≈ HK$1.88M (deposit + AVD stamp duty HK$513,471 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$62,523
−HK$3,377/mo
▼ 0.25% · 3.875%
HK$64,199
−HK$1,701/mo
Today · 4.125%
HK$65,900
baseline
▲ 0.50% · 4.625%
HK$69,374
+HK$3,474/mo
Deposit HK$1.37M · loan HK$12.32M · min. income ≈ HK$131,800/mo (50% DSR)
Upfront cash ≈ HK$1.88M (deposit + AVD stamp duty HK$513,471 · Scale 2, in force from 26 Feb 2026)