LTV · monthly repayment
▼ 0.50% · 3.625%
HK$31,224
−HK$1,958/mo
▼ 0.25% · 3.875%
HK$32,195
−HK$987/mo
Today · 4.125%
HK$33,182
baseline
▲ 0.50% · 4.625%
HK$35,201
+HK$2,019/mo
Deposit HK$6.85M · loan HK$6.85M · min. income ≈ HK$66,364/mo (50% DSR)
Upfront cash ≈ HK$7.36M (deposit + AVD stamp duty HK$513,494 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$34,736
−HK$1,877/mo
▼ 0.25% · 3.875%
HK$35,668
−HK$945/mo
Today · 4.125%
HK$36,613
baseline
▲ 0.50% · 4.625%
HK$38,543
+HK$1,930/mo
Deposit HK$6.85M · loan HK$6.85M · min. income ≈ HK$73,226/mo (50% DSR)
Upfront cash ≈ HK$7.36M (deposit + AVD stamp duty HK$513,494 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$37,469
−HK$2,349/mo
▼ 0.25% · 3.875%
HK$38,634
−HK$1,184/mo
Today · 4.125%
HK$39,818
baseline
▲ 0.50% · 4.625%
HK$42,241
+HK$2,423/mo
Deposit HK$5.48M · loan HK$8.22M · min. income ≈ HK$79,636/mo (50% DSR)
Upfront cash ≈ HK$5.99M (deposit + AVD stamp duty HK$513,494 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$41,684
−HK$2,252/mo
▼ 0.25% · 3.875%
HK$42,801
−HK$1,135/mo
Today · 4.125%
HK$43,936
baseline
▲ 0.50% · 4.625%
HK$46,251
+HK$2,315/mo
Deposit HK$5.48M · loan HK$8.22M · min. income ≈ HK$87,872/mo (50% DSR)
Upfront cash ≈ HK$5.99M (deposit + AVD stamp duty HK$513,494 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$43,713
−HK$2,742/mo
▼ 0.25% · 3.875%
HK$45,073
−HK$1,382/mo
Today · 4.125%
HK$46,455
baseline
▲ 0.50% · 4.625%
HK$49,281
+HK$2,826/mo
Deposit HK$4.11M · loan HK$9.59M · min. income ≈ HK$92,910/mo (50% DSR)
Upfront cash ≈ HK$4.62M (deposit + AVD stamp duty HK$513,494 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$48,631
−HK$2,627/mo
▼ 0.25% · 3.875%
HK$49,935
−HK$1,323/mo
Today · 4.125%
HK$51,258
baseline
▲ 0.50% · 4.625%
HK$53,960
+HK$2,702/mo
Deposit HK$4.11M · loan HK$9.59M · min. income ≈ HK$102,516/mo (50% DSR)
Upfront cash ≈ HK$4.62M (deposit + AVD stamp duty HK$513,494 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$56,203
−HK$3,524/mo
▼ 0.25% · 3.875%
HK$57,951
−HK$1,776/mo
Today · 4.125%
HK$59,727
baseline
▲ 0.50% · 4.625%
HK$63,362
+HK$3,635/mo
Deposit HK$1.37M · loan HK$12.32M · min. income ≈ HK$119,454/mo (50% DSR)
Upfront cash ≈ HK$1.88M (deposit + AVD stamp duty HK$513,494 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$62,525
−HK$3,378/mo
▼ 0.25% · 3.875%
HK$64,202
−HK$1,701/mo
Today · 4.125%
HK$65,903
baseline
▲ 0.50% · 4.625%
HK$69,377
+HK$3,474/mo
Deposit HK$1.37M · loan HK$12.32M · min. income ≈ HK$131,806/mo (50% DSR)
Upfront cash ≈ HK$1.88M (deposit + AVD stamp duty HK$513,494 · Scale 2, in force from 26 Feb 2026)