LTV · monthly repayment
▼ 0.50% · 3.625%
HK$31,225
−HK$1,958/mo
▼ 0.25% · 3.875%
HK$32,196
−HK$987/mo
Today · 4.125%
HK$33,183
baseline
▲ 0.50% · 4.625%
HK$35,202
+HK$2,019/mo
Deposit HK$6.85M · loan HK$6.85M · min. income ≈ HK$66,366/mo (50% DSR)
Upfront cash ≈ HK$7.36M (deposit + AVD stamp duty HK$513,504 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$34,737
−HK$1,877/mo
▼ 0.25% · 3.875%
HK$35,669
−HK$945/mo
Today · 4.125%
HK$36,614
baseline
▲ 0.50% · 4.625%
HK$38,544
+HK$1,930/mo
Deposit HK$6.85M · loan HK$6.85M · min. income ≈ HK$73,228/mo (50% DSR)
Upfront cash ≈ HK$7.36M (deposit + AVD stamp duty HK$513,504 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$37,469
−HK$2,350/mo
▼ 0.25% · 3.875%
HK$38,635
−HK$1,184/mo
Today · 4.125%
HK$39,819
baseline
▲ 0.50% · 4.625%
HK$42,242
+HK$2,423/mo
Deposit HK$5.48M · loan HK$8.22M · min. income ≈ HK$79,638/mo (50% DSR)
Upfront cash ≈ HK$5.99M (deposit + AVD stamp duty HK$513,504 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$41,684
−HK$2,252/mo
▼ 0.25% · 3.875%
HK$42,802
−HK$1,134/mo
Today · 4.125%
HK$43,936
baseline
▲ 0.50% · 4.625%
HK$46,252
+HK$2,316/mo
Deposit HK$5.48M · loan HK$8.22M · min. income ≈ HK$87,872/mo (50% DSR)
Upfront cash ≈ HK$5.99M (deposit + AVD stamp duty HK$513,504 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$43,714
−HK$2,742/mo
▼ 0.25% · 3.875%
HK$45,074
−HK$1,382/mo
Today · 4.125%
HK$46,456
baseline
▲ 0.50% · 4.625%
HK$49,282
+HK$2,826/mo
Deposit HK$4.11M · loan HK$9.59M · min. income ≈ HK$92,912/mo (50% DSR)
Upfront cash ≈ HK$4.62M (deposit + AVD stamp duty HK$513,504 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$48,632
−HK$2,627/mo
▼ 0.25% · 3.875%
HK$49,936
−HK$1,323/mo
Today · 4.125%
HK$51,259
baseline
▲ 0.50% · 4.625%
HK$53,961
+HK$2,702/mo
Deposit HK$4.11M · loan HK$9.59M · min. income ≈ HK$102,518/mo (50% DSR)
Upfront cash ≈ HK$4.62M (deposit + AVD stamp duty HK$513,504 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$56,204
−HK$3,525/mo
▼ 0.25% · 3.875%
HK$57,952
−HK$1,777/mo
Today · 4.125%
HK$59,729
baseline
▲ 0.50% · 4.625%
HK$63,363
+HK$3,634/mo
Deposit HK$1.37M · loan HK$12.32M · min. income ≈ HK$119,458/mo (50% DSR)
Upfront cash ≈ HK$1.88M (deposit + AVD stamp duty HK$513,504 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$62,527
−HK$3,378/mo
▼ 0.25% · 3.875%
HK$64,203
−HK$1,702/mo
Today · 4.125%
HK$65,905
baseline
▲ 0.50% · 4.625%
HK$69,379
+HK$3,474/mo
Deposit HK$1.37M · loan HK$12.32M · min. income ≈ HK$131,810/mo (50% DSR)
Upfront cash ≈ HK$1.88M (deposit + AVD stamp duty HK$513,504 · Scale 2, in force from 26 Feb 2026)