LTV · monthly repayment
▼ 0.50% · 3.625%
HK$31,225
−HK$1,959/mo
▼ 0.25% · 3.875%
HK$32,197
−HK$987/mo
Today · 4.125%
HK$33,184
baseline
▲ 0.50% · 4.625%
HK$35,203
+HK$2,019/mo
Deposit HK$6.85M · loan HK$6.85M · min. income ≈ HK$66,368/mo (50% DSR)
Upfront cash ≈ HK$7.36M (deposit + AVD stamp duty HK$513,520 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$34,738
−HK$1,877/mo
▼ 0.25% · 3.875%
HK$35,670
−HK$945/mo
Today · 4.125%
HK$36,615
baseline
▲ 0.50% · 4.625%
HK$38,545
+HK$1,930/mo
Deposit HK$6.85M · loan HK$6.85M · min. income ≈ HK$73,230/mo (50% DSR)
Upfront cash ≈ HK$7.36M (deposit + AVD stamp duty HK$513,520 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$37,471
−HK$2,349/mo
▼ 0.25% · 3.875%
HK$38,636
−HK$1,184/mo
Today · 4.125%
HK$39,820
baseline
▲ 0.50% · 4.625%
HK$42,243
+HK$2,423/mo
Deposit HK$5.48M · loan HK$8.22M · min. income ≈ HK$79,640/mo (50% DSR)
Upfront cash ≈ HK$5.99M (deposit + AVD stamp duty HK$513,520 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$41,686
−HK$2,252/mo
▼ 0.25% · 3.875%
HK$42,804
−HK$1,134/mo
Today · 4.125%
HK$43,938
baseline
▲ 0.50% · 4.625%
HK$46,254
+HK$2,316/mo
Deposit HK$5.48M · loan HK$8.22M · min. income ≈ HK$87,876/mo (50% DSR)
Upfront cash ≈ HK$5.99M (deposit + AVD stamp duty HK$513,520 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$43,716
−HK$2,741/mo
▼ 0.25% · 3.875%
HK$45,075
−HK$1,382/mo
Today · 4.125%
HK$46,457
baseline
▲ 0.50% · 4.625%
HK$49,284
+HK$2,827/mo
Deposit HK$4.11M · loan HK$9.59M · min. income ≈ HK$92,914/mo (50% DSR)
Upfront cash ≈ HK$4.62M (deposit + AVD stamp duty HK$513,520 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$48,633
−HK$2,628/mo
▼ 0.25% · 3.875%
HK$49,938
−HK$1,323/mo
Today · 4.125%
HK$51,261
baseline
▲ 0.50% · 4.625%
HK$53,963
+HK$2,702/mo
Deposit HK$4.11M · loan HK$9.59M · min. income ≈ HK$102,522/mo (50% DSR)
Upfront cash ≈ HK$4.62M (deposit + AVD stamp duty HK$513,520 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$56,206
−HK$3,524/mo
▼ 0.25% · 3.875%
HK$57,954
−HK$1,776/mo
Today · 4.125%
HK$59,730
baseline
▲ 0.50% · 4.625%
HK$63,365
+HK$3,635/mo
Deposit HK$1.37M · loan HK$12.32M · min. income ≈ HK$119,460/mo (50% DSR)
Upfront cash ≈ HK$1.88M (deposit + AVD stamp duty HK$513,520 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$62,528
−HK$3,379/mo
▼ 0.25% · 3.875%
HK$64,205
−HK$1,702/mo
Today · 4.125%
HK$65,907
baseline
▲ 0.50% · 4.625%
HK$69,381
+HK$3,474/mo
Deposit HK$1.37M · loan HK$12.32M · min. income ≈ HK$131,814/mo (50% DSR)
Upfront cash ≈ HK$1.88M (deposit + AVD stamp duty HK$513,520 · Scale 2, in force from 26 Feb 2026)