LTV · monthly repayment
▼ 0.50% · 3.625%
HK$31,229
−HK$1,958/mo
▼ 0.25% · 3.875%
HK$32,200
−HK$987/mo
Today · 4.125%
HK$33,187
baseline
▲ 0.50% · 4.625%
HK$35,206
+HK$2,019/mo
Deposit HK$6.85M · loan HK$6.85M · min. income ≈ HK$66,374/mo (50% DSR)
Upfront cash ≈ HK$7.36M (deposit + AVD stamp duty HK$513,572 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$34,742
−HK$1,877/mo
▼ 0.25% · 3.875%
HK$35,673
−HK$946/mo
Today · 4.125%
HK$36,619
baseline
▲ 0.50% · 4.625%
HK$38,549
+HK$1,930/mo
Deposit HK$6.85M · loan HK$6.85M · min. income ≈ HK$73,238/mo (50% DSR)
Upfront cash ≈ HK$7.36M (deposit + AVD stamp duty HK$513,572 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$37,474
−HK$2,350/mo
▼ 0.25% · 3.875%
HK$38,640
−HK$1,184/mo
Today · 4.125%
HK$39,824
baseline
▲ 0.50% · 4.625%
HK$42,248
+HK$2,424/mo
Deposit HK$5.48M · loan HK$8.22M · min. income ≈ HK$79,648/mo (50% DSR)
Upfront cash ≈ HK$5.99M (deposit + AVD stamp duty HK$513,572 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$41,690
−HK$2,252/mo
▼ 0.25% · 3.875%
HK$42,808
−HK$1,134/mo
Today · 4.125%
HK$43,942
baseline
▲ 0.50% · 4.625%
HK$46,259
+HK$2,317/mo
Deposit HK$5.48M · loan HK$8.22M · min. income ≈ HK$87,884/mo (50% DSR)
Upfront cash ≈ HK$5.99M (deposit + AVD stamp duty HK$513,572 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$43,720
−HK$2,742/mo
▼ 0.25% · 3.875%
HK$45,080
−HK$1,382/mo
Today · 4.125%
HK$46,462
baseline
▲ 0.50% · 4.625%
HK$49,289
+HK$2,827/mo
Deposit HK$4.11M · loan HK$9.59M · min. income ≈ HK$92,924/mo (50% DSR)
Upfront cash ≈ HK$4.62M (deposit + AVD stamp duty HK$513,572 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$48,638
−HK$2,628/mo
▼ 0.25% · 3.875%
HK$49,943
−HK$1,323/mo
Today · 4.125%
HK$51,266
baseline
▲ 0.50% · 4.625%
HK$53,968
+HK$2,702/mo
Deposit HK$4.11M · loan HK$9.59M · min. income ≈ HK$102,532/mo (50% DSR)
Upfront cash ≈ HK$4.62M (deposit + AVD stamp duty HK$513,572 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$56,212
−HK$3,525/mo
▼ 0.25% · 3.875%
HK$57,960
−HK$1,777/mo
Today · 4.125%
HK$59,737
baseline
▲ 0.50% · 4.625%
HK$63,371
+HK$3,634/mo
Deposit HK$1.37M · loan HK$12.33M · min. income ≈ HK$119,474/mo (50% DSR)
Upfront cash ≈ HK$1.88M (deposit + AVD stamp duty HK$513,572 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$62,535
−HK$3,378/mo
▼ 0.25% · 3.875%
HK$64,212
−HK$1,701/mo
Today · 4.125%
HK$65,913
baseline
▲ 0.50% · 4.625%
HK$69,388
+HK$3,475/mo
Deposit HK$1.37M · loan HK$12.33M · min. income ≈ HK$131,826/mo (50% DSR)
Upfront cash ≈ HK$1.88M (deposit + AVD stamp duty HK$513,572 · Scale 2, in force from 26 Feb 2026)