LTV · monthly repayment
▼ 0.50% · 3.625%
HK$31,229
−HK$1,959/mo
▼ 0.25% · 3.875%
HK$32,201
−HK$987/mo
Today · 4.125%
HK$33,188
baseline
▲ 0.50% · 4.625%
HK$35,207
+HK$2,019/mo
Deposit HK$6.85M · loan HK$6.85M · min. income ≈ HK$66,376/mo (50% DSR)
Upfront cash ≈ HK$7.36M (deposit + AVD stamp duty HK$513,584 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$34,742
−HK$1,877/mo
▼ 0.25% · 3.875%
HK$35,674
−HK$945/mo
Today · 4.125%
HK$36,619
baseline
▲ 0.50% · 4.625%
HK$38,550
+HK$1,931/mo
Deposit HK$6.85M · loan HK$6.85M · min. income ≈ HK$73,238/mo (50% DSR)
Upfront cash ≈ HK$7.36M (deposit + AVD stamp duty HK$513,584 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$37,475
−HK$2,350/mo
▼ 0.25% · 3.875%
HK$38,641
−HK$1,184/mo
Today · 4.125%
HK$39,825
baseline
▲ 0.50% · 4.625%
HK$42,249
+HK$2,424/mo
Deposit HK$5.48M · loan HK$8.22M · min. income ≈ HK$79,650/mo (50% DSR)
Upfront cash ≈ HK$5.99M (deposit + AVD stamp duty HK$513,584 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$41,691
−HK$2,252/mo
▼ 0.25% · 3.875%
HK$42,809
−HK$1,134/mo
Today · 4.125%
HK$43,943
baseline
▲ 0.50% · 4.625%
HK$46,260
+HK$2,317/mo
Deposit HK$5.48M · loan HK$8.22M · min. income ≈ HK$87,886/mo (50% DSR)
Upfront cash ≈ HK$5.99M (deposit + AVD stamp duty HK$513,584 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$43,721
−HK$2,742/mo
▼ 0.25% · 3.875%
HK$45,081
−HK$1,382/mo
Today · 4.125%
HK$46,463
baseline
▲ 0.50% · 4.625%
HK$49,290
+HK$2,827/mo
Deposit HK$4.11M · loan HK$9.59M · min. income ≈ HK$92,926/mo (50% DSR)
Upfront cash ≈ HK$4.62M (deposit + AVD stamp duty HK$513,584 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$48,639
−HK$2,628/mo
▼ 0.25% · 3.875%
HK$49,944
−HK$1,323/mo
Today · 4.125%
HK$51,267
baseline
▲ 0.50% · 4.625%
HK$53,970
+HK$2,703/mo
Deposit HK$4.11M · loan HK$9.59M · min. income ≈ HK$102,534/mo (50% DSR)
Upfront cash ≈ HK$4.62M (deposit + AVD stamp duty HK$513,584 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$56,213
−HK$3,525/mo
▼ 0.25% · 3.875%
HK$57,961
−HK$1,777/mo
Today · 4.125%
HK$59,738
baseline
▲ 0.50% · 4.625%
HK$63,373
+HK$3,635/mo
Deposit HK$1.37M · loan HK$12.33M · min. income ≈ HK$119,476/mo (50% DSR)
Upfront cash ≈ HK$1.88M (deposit + AVD stamp duty HK$513,584 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$62,536
−HK$3,379/mo
▼ 0.25% · 3.875%
HK$64,213
−HK$1,702/mo
Today · 4.125%
HK$65,915
baseline
▲ 0.50% · 4.625%
HK$69,389
+HK$3,474/mo
Deposit HK$1.37M · loan HK$12.33M · min. income ≈ HK$131,830/mo (50% DSR)
Upfront cash ≈ HK$1.88M (deposit + AVD stamp duty HK$513,584 · Scale 2, in force from 26 Feb 2026)