LTV · monthly repayment
▼ 0.50% · 3.625%
HK$31,230
−HK$1,958/mo
▼ 0.25% · 3.875%
HK$32,201
−HK$987/mo
Today · 4.125%
HK$33,188
baseline
▲ 0.50% · 4.625%
HK$35,208
+HK$2,020/mo
Deposit HK$6.85M · loan HK$6.85M · min. income ≈ HK$66,376/mo (50% DSR)
Upfront cash ≈ HK$7.36M (deposit + AVD stamp duty HK$513,591 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$34,743
−HK$1,877/mo
▼ 0.25% · 3.875%
HK$35,675
−HK$945/mo
Today · 4.125%
HK$36,620
baseline
▲ 0.50% · 4.625%
HK$38,550
+HK$1,930/mo
Deposit HK$6.85M · loan HK$6.85M · min. income ≈ HK$73,240/mo (50% DSR)
Upfront cash ≈ HK$7.36M (deposit + AVD stamp duty HK$513,591 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$37,476
−HK$2,350/mo
▼ 0.25% · 3.875%
HK$38,642
−HK$1,184/mo
Today · 4.125%
HK$39,826
baseline
▲ 0.50% · 4.625%
HK$42,249
+HK$2,423/mo
Deposit HK$5.48M · loan HK$8.22M · min. income ≈ HK$79,652/mo (50% DSR)
Upfront cash ≈ HK$5.99M (deposit + AVD stamp duty HK$513,591 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$41,691
−HK$2,253/mo
▼ 0.25% · 3.875%
HK$42,810
−HK$1,134/mo
Today · 4.125%
HK$43,944
baseline
▲ 0.50% · 4.625%
HK$46,260
+HK$2,316/mo
Deposit HK$5.48M · loan HK$8.22M · min. income ≈ HK$87,888/mo (50% DSR)
Upfront cash ≈ HK$5.99M (deposit + AVD stamp duty HK$513,591 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$43,722
−HK$2,742/mo
▼ 0.25% · 3.875%
HK$45,082
−HK$1,382/mo
Today · 4.125%
HK$46,464
baseline
▲ 0.50% · 4.625%
HK$49,291
+HK$2,827/mo
Deposit HK$4.11M · loan HK$9.59M · min. income ≈ HK$92,928/mo (50% DSR)
Upfront cash ≈ HK$4.62M (deposit + AVD stamp duty HK$513,591 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$48,640
−HK$2,628/mo
▼ 0.25% · 3.875%
HK$49,945
−HK$1,323/mo
Today · 4.125%
HK$51,268
baseline
▲ 0.50% · 4.625%
HK$53,970
+HK$2,702/mo
Deposit HK$4.11M · loan HK$9.59M · min. income ≈ HK$102,536/mo (50% DSR)
Upfront cash ≈ HK$4.62M (deposit + AVD stamp duty HK$513,591 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$56,214
−HK$3,525/mo
▼ 0.25% · 3.875%
HK$57,962
−HK$1,777/mo
Today · 4.125%
HK$59,739
baseline
▲ 0.50% · 4.625%
HK$63,374
+HK$3,635/mo
Deposit HK$1.37M · loan HK$12.33M · min. income ≈ HK$119,478/mo (50% DSR)
Upfront cash ≈ HK$1.88M (deposit + AVD stamp duty HK$513,591 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$62,537
−HK$3,379/mo
▼ 0.25% · 3.875%
HK$64,214
−HK$1,702/mo
Today · 4.125%
HK$65,916
baseline
▲ 0.50% · 4.625%
HK$69,390
+HK$3,474/mo
Deposit HK$1.37M · loan HK$12.33M · min. income ≈ HK$131,832/mo (50% DSR)
Upfront cash ≈ HK$1.88M (deposit + AVD stamp duty HK$513,591 · Scale 2, in force from 26 Feb 2026)