LTV · monthly repayment
▼ 0.50% · 3.625%
HK$31,231
−HK$1,959/mo
▼ 0.25% · 3.875%
HK$32,203
−HK$987/mo
Today · 4.125%
HK$33,190
baseline
▲ 0.50% · 4.625%
HK$35,209
+HK$2,019/mo
Deposit HK$6.85M · loan HK$6.85M · min. income ≈ HK$66,380/mo (50% DSR)
Upfront cash ≈ HK$7.36M (deposit + AVD stamp duty HK$513,613 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$34,744
−HK$1,877/mo
▼ 0.25% · 3.875%
HK$35,676
−HK$945/mo
Today · 4.125%
HK$36,621
baseline
▲ 0.50% · 4.625%
HK$38,552
+HK$1,931/mo
Deposit HK$6.85M · loan HK$6.85M · min. income ≈ HK$73,242/mo (50% DSR)
Upfront cash ≈ HK$7.36M (deposit + AVD stamp duty HK$513,613 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$37,477
−HK$2,351/mo
▼ 0.25% · 3.875%
HK$38,643
−HK$1,185/mo
Today · 4.125%
HK$39,828
baseline
▲ 0.50% · 4.625%
HK$42,251
+HK$2,423/mo
Deposit HK$5.48M · loan HK$8.22M · min. income ≈ HK$79,656/mo (50% DSR)
Upfront cash ≈ HK$5.99M (deposit + AVD stamp duty HK$513,613 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$41,693
−HK$2,253/mo
▼ 0.25% · 3.875%
HK$42,811
−HK$1,135/mo
Today · 4.125%
HK$43,946
baseline
▲ 0.50% · 4.625%
HK$46,262
+HK$2,316/mo
Deposit HK$5.48M · loan HK$8.22M · min. income ≈ HK$87,892/mo (50% DSR)
Upfront cash ≈ HK$5.99M (deposit + AVD stamp duty HK$513,613 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$43,724
−HK$2,741/mo
▼ 0.25% · 3.875%
HK$45,084
−HK$1,381/mo
Today · 4.125%
HK$46,465
baseline
▲ 0.50% · 4.625%
HK$49,293
+HK$2,828/mo
Deposit HK$4.11M · loan HK$9.59M · min. income ≈ HK$92,930/mo (50% DSR)
Upfront cash ≈ HK$4.62M (deposit + AVD stamp duty HK$513,613 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$48,642
−HK$2,628/mo
▼ 0.25% · 3.875%
HK$49,947
−HK$1,323/mo
Today · 4.125%
HK$51,270
baseline
▲ 0.50% · 4.625%
HK$53,973
+HK$2,703/mo
Deposit HK$4.11M · loan HK$9.59M · min. income ≈ HK$102,540/mo (50% DSR)
Upfront cash ≈ HK$4.62M (deposit + AVD stamp duty HK$513,613 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$56,216
−HK$3,525/mo
▼ 0.25% · 3.875%
HK$57,965
−HK$1,776/mo
Today · 4.125%
HK$59,741
baseline
▲ 0.50% · 4.625%
HK$63,376
+HK$3,635/mo
Deposit HK$1.37M · loan HK$12.33M · min. income ≈ HK$119,482/mo (50% DSR)
Upfront cash ≈ HK$1.88M (deposit + AVD stamp duty HK$513,613 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$62,540
−HK$3,379/mo
▼ 0.25% · 3.875%
HK$64,217
−HK$1,702/mo
Today · 4.125%
HK$65,919
baseline
▲ 0.50% · 4.625%
HK$69,393
+HK$3,474/mo
Deposit HK$1.37M · loan HK$12.33M · min. income ≈ HK$131,838/mo (50% DSR)
Upfront cash ≈ HK$1.88M (deposit + AVD stamp duty HK$513,613 · Scale 2, in force from 26 Feb 2026)