LTV · monthly repayment
▼ 0.50% · 3.625%
HK$31,232
−HK$1,959/mo
▼ 0.25% · 3.875%
HK$32,204
−HK$987/mo
Today · 4.125%
HK$33,191
baseline
▲ 0.50% · 4.625%
HK$35,210
+HK$2,019/mo
Deposit HK$6.85M · loan HK$6.85M · min. income ≈ HK$66,382/mo (50% DSR)
Upfront cash ≈ HK$7.36M (deposit + AVD stamp duty HK$513,629 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$34,745
−HK$1,878/mo
▼ 0.25% · 3.875%
HK$35,677
−HK$946/mo
Today · 4.125%
HK$36,623
baseline
▲ 0.50% · 4.625%
HK$38,553
+HK$1,930/mo
Deposit HK$6.85M · loan HK$6.85M · min. income ≈ HK$73,246/mo (50% DSR)
Upfront cash ≈ HK$7.36M (deposit + AVD stamp duty HK$513,629 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$37,479
−HK$2,350/mo
▼ 0.25% · 3.875%
HK$38,644
−HK$1,185/mo
Today · 4.125%
HK$39,829
baseline
▲ 0.50% · 4.625%
HK$42,252
+HK$2,423/mo
Deposit HK$5.48M · loan HK$8.22M · min. income ≈ HK$79,658/mo (50% DSR)
Upfront cash ≈ HK$5.99M (deposit + AVD stamp duty HK$513,629 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$41,695
−HK$2,252/mo
▼ 0.25% · 3.875%
HK$42,813
−HK$1,134/mo
Today · 4.125%
HK$43,947
baseline
▲ 0.50% · 4.625%
HK$46,264
+HK$2,317/mo
Deposit HK$5.48M · loan HK$8.22M · min. income ≈ HK$87,894/mo (50% DSR)
Upfront cash ≈ HK$5.99M (deposit + AVD stamp duty HK$513,629 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$43,725
−HK$2,742/mo
▼ 0.25% · 3.875%
HK$45,085
−HK$1,382/mo
Today · 4.125%
HK$46,467
baseline
▲ 0.50% · 4.625%
HK$49,294
+HK$2,827/mo
Deposit HK$4.11M · loan HK$9.59M · min. income ≈ HK$92,934/mo (50% DSR)
Upfront cash ≈ HK$4.62M (deposit + AVD stamp duty HK$513,629 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$48,644
−HK$2,628/mo
▼ 0.25% · 3.875%
HK$49,948
−HK$1,324/mo
Today · 4.125%
HK$51,272
baseline
▲ 0.50% · 4.625%
HK$53,974
+HK$2,702/mo
Deposit HK$4.11M · loan HK$9.59M · min. income ≈ HK$102,544/mo (50% DSR)
Upfront cash ≈ HK$4.62M (deposit + AVD stamp duty HK$513,629 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$56,218
−HK$3,525/mo
▼ 0.25% · 3.875%
HK$57,967
−HK$1,776/mo
Today · 4.125%
HK$59,743
baseline
▲ 0.50% · 4.625%
HK$63,378
+HK$3,635/mo
Deposit HK$1.37M · loan HK$12.33M · min. income ≈ HK$119,486/mo (50% DSR)
Upfront cash ≈ HK$1.88M (deposit + AVD stamp duty HK$513,629 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$62,542
−HK$3,379/mo
▼ 0.25% · 3.875%
HK$64,219
−HK$1,702/mo
Today · 4.125%
HK$65,921
baseline
▲ 0.50% · 4.625%
HK$69,395
+HK$3,474/mo
Deposit HK$1.37M · loan HK$12.33M · min. income ≈ HK$131,842/mo (50% DSR)
Upfront cash ≈ HK$1.88M (deposit + AVD stamp duty HK$513,629 · Scale 2, in force from 26 Feb 2026)