LTV · monthly repayment
▼ 0.50% · 3.625%
HK$31,234
−HK$1,958/mo
▼ 0.25% · 3.875%
HK$32,205
−HK$987/mo
Today · 4.125%
HK$33,192
baseline
▲ 0.50% · 4.625%
HK$35,212
+HK$2,020/mo
Deposit HK$6.85M · loan HK$6.85M · min. income ≈ HK$66,384/mo (50% DSR)
Upfront cash ≈ HK$7.36M (deposit + AVD stamp duty HK$513,655 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$34,747
−HK$1,877/mo
▼ 0.25% · 3.875%
HK$35,679
−HK$945/mo
Today · 4.125%
HK$36,624
baseline
▲ 0.50% · 4.625%
HK$38,555
+HK$1,931/mo
Deposit HK$6.85M · loan HK$6.85M · min. income ≈ HK$73,248/mo (50% DSR)
Upfront cash ≈ HK$7.36M (deposit + AVD stamp duty HK$513,655 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$37,480
−HK$2,351/mo
▼ 0.25% · 3.875%
HK$38,646
−HK$1,185/mo
Today · 4.125%
HK$39,831
baseline
▲ 0.50% · 4.625%
HK$42,254
+HK$2,423/mo
Deposit HK$5.48M · loan HK$8.22M · min. income ≈ HK$79,662/mo (50% DSR)
Upfront cash ≈ HK$5.99M (deposit + AVD stamp duty HK$513,655 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$41,697
−HK$2,252/mo
▼ 0.25% · 3.875%
HK$42,815
−HK$1,134/mo
Today · 4.125%
HK$43,949
baseline
▲ 0.50% · 4.625%
HK$46,266
+HK$2,317/mo
Deposit HK$5.48M · loan HK$8.22M · min. income ≈ HK$87,898/mo (50% DSR)
Upfront cash ≈ HK$5.99M (deposit + AVD stamp duty HK$513,655 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$43,727
−HK$2,742/mo
▼ 0.25% · 3.875%
HK$45,087
−HK$1,382/mo
Today · 4.125%
HK$46,469
baseline
▲ 0.50% · 4.625%
HK$49,297
+HK$2,828/mo
Deposit HK$4.11M · loan HK$9.59M · min. income ≈ HK$92,938/mo (50% DSR)
Upfront cash ≈ HK$4.62M (deposit + AVD stamp duty HK$513,655 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$48,646
−HK$2,628/mo
▼ 0.25% · 3.875%
HK$49,951
−HK$1,323/mo
Today · 4.125%
HK$51,274
baseline
▲ 0.50% · 4.625%
HK$53,977
+HK$2,703/mo
Deposit HK$4.11M · loan HK$9.59M · min. income ≈ HK$102,548/mo (50% DSR)
Upfront cash ≈ HK$4.62M (deposit + AVD stamp duty HK$513,655 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$56,221
−HK$3,525/mo
▼ 0.25% · 3.875%
HK$57,969
−HK$1,777/mo
Today · 4.125%
HK$59,746
baseline
▲ 0.50% · 4.625%
HK$63,382
+HK$3,636/mo
Deposit HK$1.37M · loan HK$12.33M · min. income ≈ HK$119,492/mo (50% DSR)
Upfront cash ≈ HK$1.88M (deposit + AVD stamp duty HK$513,655 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$62,545
−HK$3,379/mo
▼ 0.25% · 3.875%
HK$64,222
−HK$1,702/mo
Today · 4.125%
HK$65,924
baseline
▲ 0.50% · 4.625%
HK$69,399
+HK$3,475/mo
Deposit HK$1.37M · loan HK$12.33M · min. income ≈ HK$131,848/mo (50% DSR)
Upfront cash ≈ HK$1.88M (deposit + AVD stamp duty HK$513,655 · Scale 2, in force from 26 Feb 2026)