LTV · monthly repayment
▼ 0.50% · 3.625%
HK$31,234
−HK$1,959/mo
▼ 0.25% · 3.875%
HK$32,206
−HK$987/mo
Today · 4.125%
HK$33,193
baseline
▲ 0.50% · 4.625%
HK$35,213
+HK$2,020/mo
Deposit HK$6.85M · loan HK$6.85M · min. income ≈ HK$66,386/mo (50% DSR)
Upfront cash ≈ HK$7.36M (deposit + AVD stamp duty HK$513,663 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$34,748
−HK$1,877/mo
▼ 0.25% · 3.875%
HK$35,680
−HK$945/mo
Today · 4.125%
HK$36,625
baseline
▲ 0.50% · 4.625%
HK$38,556
+HK$1,931/mo
Deposit HK$6.85M · loan HK$6.85M · min. income ≈ HK$73,250/mo (50% DSR)
Upfront cash ≈ HK$7.36M (deposit + AVD stamp duty HK$513,663 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$37,481
−HK$2,350/mo
▼ 0.25% · 3.875%
HK$38,647
−HK$1,184/mo
Today · 4.125%
HK$39,831
baseline
▲ 0.50% · 4.625%
HK$42,255
+HK$2,424/mo
Deposit HK$5.48M · loan HK$8.22M · min. income ≈ HK$79,662/mo (50% DSR)
Upfront cash ≈ HK$5.99M (deposit + AVD stamp duty HK$513,663 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$41,697
−HK$2,253/mo
▼ 0.25% · 3.875%
HK$42,816
−HK$1,134/mo
Today · 4.125%
HK$43,950
baseline
▲ 0.50% · 4.625%
HK$46,267
+HK$2,317/mo
Deposit HK$5.48M · loan HK$8.22M · min. income ≈ HK$87,900/mo (50% DSR)
Upfront cash ≈ HK$5.99M (deposit + AVD stamp duty HK$513,663 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$43,728
−HK$2,742/mo
▼ 0.25% · 3.875%
HK$45,088
−HK$1,382/mo
Today · 4.125%
HK$46,470
baseline
▲ 0.50% · 4.625%
HK$49,298
+HK$2,828/mo
Deposit HK$4.11M · loan HK$9.59M · min. income ≈ HK$92,940/mo (50% DSR)
Upfront cash ≈ HK$4.62M (deposit + AVD stamp duty HK$513,663 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$48,647
−HK$2,628/mo
▼ 0.25% · 3.875%
HK$49,952
−HK$1,323/mo
Today · 4.125%
HK$51,275
baseline
▲ 0.50% · 4.625%
HK$53,978
+HK$2,703/mo
Deposit HK$4.11M · loan HK$9.59M · min. income ≈ HK$102,550/mo (50% DSR)
Upfront cash ≈ HK$4.62M (deposit + AVD stamp duty HK$513,663 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$56,222
−HK$3,525/mo
▼ 0.25% · 3.875%
HK$57,970
−HK$1,777/mo
Today · 4.125%
HK$59,747
baseline
▲ 0.50% · 4.625%
HK$63,383
+HK$3,636/mo
Deposit HK$1.37M · loan HK$12.33M · min. income ≈ HK$119,494/mo (50% DSR)
Upfront cash ≈ HK$1.88M (deposit + AVD stamp duty HK$513,663 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$62,546
−HK$3,379/mo
▼ 0.25% · 3.875%
HK$64,223
−HK$1,702/mo
Today · 4.125%
HK$65,925
baseline
▲ 0.50% · 4.625%
HK$69,400
+HK$3,475/mo
Deposit HK$1.37M · loan HK$12.33M · min. income ≈ HK$131,850/mo (50% DSR)
Upfront cash ≈ HK$1.88M (deposit + AVD stamp duty HK$513,663 · Scale 2, in force from 26 Feb 2026)