LTV · monthly repayment
▼ 0.50% · 3.625%
HK$31,235
−HK$1,958/mo
▼ 0.25% · 3.875%
HK$32,206
−HK$987/mo
Today · 4.125%
HK$33,193
baseline
▲ 0.50% · 4.625%
HK$35,213
+HK$2,020/mo
Deposit HK$6.85M · loan HK$6.85M · min. income ≈ HK$66,386/mo (50% DSR)
Upfront cash ≈ HK$7.36M (deposit + AVD stamp duty HK$513,672 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$34,748
−HK$1,878/mo
▼ 0.25% · 3.875%
HK$35,680
−HK$946/mo
Today · 4.125%
HK$36,626
baseline
▲ 0.50% · 4.625%
HK$38,556
+HK$1,930/mo
Deposit HK$6.85M · loan HK$6.85M · min. income ≈ HK$73,252/mo (50% DSR)
Upfront cash ≈ HK$7.36M (deposit + AVD stamp duty HK$513,672 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$37,482
−HK$2,350/mo
▼ 0.25% · 3.875%
HK$38,648
−HK$1,184/mo
Today · 4.125%
HK$39,832
baseline
▲ 0.50% · 4.625%
HK$42,256
+HK$2,424/mo
Deposit HK$5.48M · loan HK$8.22M · min. income ≈ HK$79,664/mo (50% DSR)
Upfront cash ≈ HK$5.99M (deposit + AVD stamp duty HK$513,672 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$41,698
−HK$2,253/mo
▼ 0.25% · 3.875%
HK$42,816
−HK$1,135/mo
Today · 4.125%
HK$43,951
baseline
▲ 0.50% · 4.625%
HK$46,268
+HK$2,317/mo
Deposit HK$5.48M · loan HK$8.22M · min. income ≈ HK$87,902/mo (50% DSR)
Upfront cash ≈ HK$5.99M (deposit + AVD stamp duty HK$513,672 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$43,729
−HK$2,742/mo
▼ 0.25% · 3.875%
HK$45,089
−HK$1,382/mo
Today · 4.125%
HK$46,471
baseline
▲ 0.50% · 4.625%
HK$49,298
+HK$2,827/mo
Deposit HK$4.11M · loan HK$9.59M · min. income ≈ HK$92,942/mo (50% DSR)
Upfront cash ≈ HK$4.62M (deposit + AVD stamp duty HK$513,672 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$48,648
−HK$2,628/mo
▼ 0.25% · 3.875%
HK$49,952
−HK$1,324/mo
Today · 4.125%
HK$51,276
baseline
▲ 0.50% · 4.625%
HK$53,979
+HK$2,703/mo
Deposit HK$4.11M · loan HK$9.59M · min. income ≈ HK$102,552/mo (50% DSR)
Upfront cash ≈ HK$4.62M (deposit + AVD stamp duty HK$513,672 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$56,223
−HK$3,525/mo
▼ 0.25% · 3.875%
HK$57,971
−HK$1,777/mo
Today · 4.125%
HK$59,748
baseline
▲ 0.50% · 4.625%
HK$63,384
+HK$3,636/mo
Deposit HK$1.37M · loan HK$12.33M · min. income ≈ HK$119,496/mo (50% DSR)
Upfront cash ≈ HK$1.88M (deposit + AVD stamp duty HK$513,672 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$62,547
−HK$3,379/mo
▼ 0.25% · 3.875%
HK$64,225
−HK$1,701/mo
Today · 4.125%
HK$65,926
baseline
▲ 0.50% · 4.625%
HK$69,401
+HK$3,475/mo
Deposit HK$1.37M · loan HK$12.33M · min. income ≈ HK$131,852/mo (50% DSR)
Upfront cash ≈ HK$1.88M (deposit + AVD stamp duty HK$513,672 · Scale 2, in force from 26 Feb 2026)