LTV · monthly repayment
▼ 0.50% · 3.625%
HK$31,235
−HK$1,959/mo
▼ 0.25% · 3.875%
HK$32,207
−HK$987/mo
Today · 4.125%
HK$33,194
baseline
▲ 0.50% · 4.625%
HK$35,214
+HK$2,020/mo
Deposit HK$6.85M · loan HK$6.85M · min. income ≈ HK$66,388/mo (50% DSR)
Upfront cash ≈ HK$7.36M (deposit + AVD stamp duty HK$513,681 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$34,749
−HK$1,877/mo
▼ 0.25% · 3.875%
HK$35,681
−HK$945/mo
Today · 4.125%
HK$36,626
baseline
▲ 0.50% · 4.625%
HK$38,557
+HK$1,931/mo
Deposit HK$6.85M · loan HK$6.85M · min. income ≈ HK$73,252/mo (50% DSR)
Upfront cash ≈ HK$7.36M (deposit + AVD stamp duty HK$513,681 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$37,482
−HK$2,351/mo
▼ 0.25% · 3.875%
HK$38,648
−HK$1,185/mo
Today · 4.125%
HK$39,833
baseline
▲ 0.50% · 4.625%
HK$42,257
+HK$2,424/mo
Deposit HK$5.48M · loan HK$8.22M · min. income ≈ HK$79,666/mo (50% DSR)
Upfront cash ≈ HK$5.99M (deposit + AVD stamp duty HK$513,681 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$41,699
−HK$2,253/mo
▼ 0.25% · 3.875%
HK$42,817
−HK$1,135/mo
Today · 4.125%
HK$43,952
baseline
▲ 0.50% · 4.625%
HK$46,268
+HK$2,316/mo
Deposit HK$5.48M · loan HK$8.22M · min. income ≈ HK$87,904/mo (50% DSR)
Upfront cash ≈ HK$5.99M (deposit + AVD stamp duty HK$513,681 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$43,729
−HK$2,743/mo
▼ 0.25% · 3.875%
HK$45,090
−HK$1,382/mo
Today · 4.125%
HK$46,472
baseline
▲ 0.50% · 4.625%
HK$49,299
+HK$2,827/mo
Deposit HK$4.11M · loan HK$9.59M · min. income ≈ HK$92,944/mo (50% DSR)
Upfront cash ≈ HK$4.62M (deposit + AVD stamp duty HK$513,681 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$48,649
−HK$2,628/mo
▼ 0.25% · 3.875%
HK$49,953
−HK$1,324/mo
Today · 4.125%
HK$51,277
baseline
▲ 0.50% · 4.625%
HK$53,980
+HK$2,703/mo
Deposit HK$4.11M · loan HK$9.59M · min. income ≈ HK$102,554/mo (50% DSR)
Upfront cash ≈ HK$4.62M (deposit + AVD stamp duty HK$513,681 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$56,224
−HK$3,525/mo
▼ 0.25% · 3.875%
HK$57,972
−HK$1,777/mo
Today · 4.125%
HK$59,749
baseline
▲ 0.50% · 4.625%
HK$63,385
+HK$3,636/mo
Deposit HK$1.37M · loan HK$12.33M · min. income ≈ HK$119,498/mo (50% DSR)
Upfront cash ≈ HK$1.88M (deposit + AVD stamp duty HK$513,681 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$62,548
−HK$3,379/mo
▼ 0.25% · 3.875%
HK$64,226
−HK$1,701/mo
Today · 4.125%
HK$65,927
baseline
▲ 0.50% · 4.625%
HK$69,403
+HK$3,476/mo
Deposit HK$1.37M · loan HK$12.33M · min. income ≈ HK$131,854/mo (50% DSR)
Upfront cash ≈ HK$1.88M (deposit + AVD stamp duty HK$513,681 · Scale 2, in force from 26 Feb 2026)