LTV · monthly repayment
▼ 0.50% · 3.625%
HK$31,237
−HK$1,958/mo
▼ 0.25% · 3.875%
HK$32,208
−HK$987/mo
Today · 4.125%
HK$33,195
baseline
▲ 0.50% · 4.625%
HK$35,215
+HK$2,020/mo
Deposit HK$6.85M · loan HK$6.85M · min. income ≈ HK$66,390/mo (50% DSR)
Upfront cash ≈ HK$7.36M (deposit + AVD stamp duty HK$513,701 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$34,750
−HK$1,878/mo
▼ 0.25% · 3.875%
HK$35,682
−HK$946/mo
Today · 4.125%
HK$36,628
baseline
▲ 0.50% · 4.625%
HK$38,558
+HK$1,930/mo
Deposit HK$6.85M · loan HK$6.85M · min. income ≈ HK$73,256/mo (50% DSR)
Upfront cash ≈ HK$7.36M (deposit + AVD stamp duty HK$513,701 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$37,484
−HK$2,350/mo
▼ 0.25% · 3.875%
HK$38,650
−HK$1,184/mo
Today · 4.125%
HK$39,834
baseline
▲ 0.50% · 4.625%
HK$42,258
+HK$2,424/mo
Deposit HK$5.48M · loan HK$8.22M · min. income ≈ HK$79,668/mo (50% DSR)
Upfront cash ≈ HK$5.99M (deposit + AVD stamp duty HK$513,701 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$41,700
−HK$2,253/mo
▼ 0.25% · 3.875%
HK$42,819
−HK$1,134/mo
Today · 4.125%
HK$43,953
baseline
▲ 0.50% · 4.625%
HK$46,270
+HK$2,317/mo
Deposit HK$5.48M · loan HK$8.22M · min. income ≈ HK$87,906/mo (50% DSR)
Upfront cash ≈ HK$5.99M (deposit + AVD stamp duty HK$513,701 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$43,731
−HK$2,742/mo
▼ 0.25% · 3.875%
HK$45,091
−HK$1,382/mo
Today · 4.125%
HK$46,473
baseline
▲ 0.50% · 4.625%
HK$49,301
+HK$2,828/mo
Deposit HK$4.11M · loan HK$9.59M · min. income ≈ HK$92,946/mo (50% DSR)
Upfront cash ≈ HK$4.62M (deposit + AVD stamp duty HK$513,701 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$48,650
−HK$2,629/mo
▼ 0.25% · 3.875%
HK$49,955
−HK$1,324/mo
Today · 4.125%
HK$51,279
baseline
▲ 0.50% · 4.625%
HK$53,982
+HK$2,703/mo
Deposit HK$4.11M · loan HK$9.59M · min. income ≈ HK$102,558/mo (50% DSR)
Upfront cash ≈ HK$4.62M (deposit + AVD stamp duty HK$513,701 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$56,226
−HK$3,526/mo
▼ 0.25% · 3.875%
HK$57,975
−HK$1,777/mo
Today · 4.125%
HK$59,752
baseline
▲ 0.50% · 4.625%
HK$63,387
+HK$3,635/mo
Deposit HK$1.37M · loan HK$12.33M · min. income ≈ HK$119,504/mo (50% DSR)
Upfront cash ≈ HK$1.88M (deposit + AVD stamp duty HK$513,701 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$62,551
−HK$3,379/mo
▼ 0.25% · 3.875%
HK$64,228
−HK$1,702/mo
Today · 4.125%
HK$65,930
baseline
▲ 0.50% · 4.625%
HK$69,405
+HK$3,475/mo
Deposit HK$1.37M · loan HK$12.33M · min. income ≈ HK$131,860/mo (50% DSR)
Upfront cash ≈ HK$1.88M (deposit + AVD stamp duty HK$513,701 · Scale 2, in force from 26 Feb 2026)