LTV · monthly repayment
▼ 0.50% · 3.625%
HK$31,238
−HK$1,959/mo
▼ 0.25% · 3.875%
HK$32,209
−HK$988/mo
Today · 4.125%
HK$33,197
baseline
▲ 0.50% · 4.625%
HK$35,217
+HK$2,020/mo
Deposit HK$6.85M · loan HK$6.85M · min. income ≈ HK$66,394/mo (50% DSR)
Upfront cash ≈ HK$7.36M (deposit + AVD stamp duty HK$513,722 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$34,752
−HK$1,877/mo
▼ 0.25% · 3.875%
HK$35,684
−HK$945/mo
Today · 4.125%
HK$36,629
baseline
▲ 0.50% · 4.625%
HK$38,560
+HK$1,931/mo
Deposit HK$6.85M · loan HK$6.85M · min. income ≈ HK$73,258/mo (50% DSR)
Upfront cash ≈ HK$7.36M (deposit + AVD stamp duty HK$513,722 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$37,485
−HK$2,351/mo
▼ 0.25% · 3.875%
HK$38,651
−HK$1,185/mo
Today · 4.125%
HK$39,836
baseline
▲ 0.50% · 4.625%
HK$42,260
+HK$2,424/mo
Deposit HK$5.48M · loan HK$8.22M · min. income ≈ HK$79,672/mo (50% DSR)
Upfront cash ≈ HK$5.99M (deposit + AVD stamp duty HK$513,722 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$41,702
−HK$2,253/mo
▼ 0.25% · 3.875%
HK$42,821
−HK$1,134/mo
Today · 4.125%
HK$43,955
baseline
▲ 0.50% · 4.625%
HK$46,272
+HK$2,317/mo
Deposit HK$5.48M · loan HK$8.22M · min. income ≈ HK$87,910/mo (50% DSR)
Upfront cash ≈ HK$5.99M (deposit + AVD stamp duty HK$513,722 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$43,733
−HK$2,742/mo
▼ 0.25% · 3.875%
HK$45,093
−HK$1,382/mo
Today · 4.125%
HK$46,475
baseline
▲ 0.50% · 4.625%
HK$49,303
+HK$2,828/mo
Deposit HK$4.11M · loan HK$9.59M · min. income ≈ HK$92,950/mo (50% DSR)
Upfront cash ≈ HK$4.62M (deposit + AVD stamp duty HK$513,722 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$48,652
−HK$2,629/mo
▼ 0.25% · 3.875%
HK$49,957
−HK$1,324/mo
Today · 4.125%
HK$51,281
baseline
▲ 0.50% · 4.625%
HK$53,984
+HK$2,703/mo
Deposit HK$4.11M · loan HK$9.59M · min. income ≈ HK$102,562/mo (50% DSR)
Upfront cash ≈ HK$4.62M (deposit + AVD stamp duty HK$513,722 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$56,228
−HK$3,526/mo
▼ 0.25% · 3.875%
HK$57,977
−HK$1,777/mo
Today · 4.125%
HK$59,754
baseline
▲ 0.50% · 4.625%
HK$63,390
+HK$3,636/mo
Deposit HK$1.37M · loan HK$12.33M · min. income ≈ HK$119,508/mo (50% DSR)
Upfront cash ≈ HK$1.88M (deposit + AVD stamp duty HK$513,722 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$62,553
−HK$3,380/mo
▼ 0.25% · 3.875%
HK$64,231
−HK$1,702/mo
Today · 4.125%
HK$65,933
baseline
▲ 0.50% · 4.625%
HK$69,408
+HK$3,475/mo
Deposit HK$1.37M · loan HK$12.33M · min. income ≈ HK$131,866/mo (50% DSR)
Upfront cash ≈ HK$1.88M (deposit + AVD stamp duty HK$513,722 · Scale 2, in force from 26 Feb 2026)