LTV · monthly repayment
▼ 0.50% · 3.625%
HK$312,388
−HK$19,590/mo
▼ 0.25% · 3.875%
HK$322,106
−HK$9,872/mo
Today · 4.125%
HK$331,978
baseline
▲ 0.50% · 4.625%
HK$352,178
+HK$20,200/mo
Deposit HK$68.50M · loan HK$68.50M · min. income ≈ HK$663,956/mo (50% DSR)
Upfront cash ≈ HK$77.40M (deposit + AVD stamp duty HK$8,904,810 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$347,529
−HK$18,776/mo
▼ 0.25% · 3.875%
HK$356,850
−HK$9,455/mo
Today · 4.125%
HK$366,305
baseline
▲ 0.50% · 4.625%
HK$385,613
+HK$19,308/mo
Deposit HK$68.50M · loan HK$68.50M · min. income ≈ HK$732,610/mo (50% DSR)
Upfront cash ≈ HK$77.40M (deposit + AVD stamp duty HK$8,904,810 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$374,866
−HK$23,508/mo
▼ 0.25% · 3.875%
HK$386,527
−HK$11,847/mo
Today · 4.125%
HK$398,374
baseline
▲ 0.50% · 4.625%
HK$422,614
+HK$24,240/mo
Deposit HK$54.80M · loan HK$82.20M · min. income ≈ HK$796,748/mo (50% DSR)
Upfront cash ≈ HK$63.70M (deposit + AVD stamp duty HK$8,904,810 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$417,035
−HK$22,531/mo
▼ 0.25% · 3.875%
HK$428,219
−HK$11,347/mo
Today · 4.125%
HK$439,566
baseline
▲ 0.50% · 4.625%
HK$462,736
+HK$23,170/mo
Deposit HK$54.80M · loan HK$82.20M · min. income ≈ HK$879,132/mo (50% DSR)
Upfront cash ≈ HK$63.70M (deposit + AVD stamp duty HK$8,904,810 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$437,344
−HK$27,425/mo
▼ 0.25% · 3.875%
HK$450,948
−HK$13,821/mo
Today · 4.125%
HK$464,769
baseline
▲ 0.50% · 4.625%
HK$493,049
+HK$28,280/mo
Deposit HK$41.10M · loan HK$95.90M · min. income ≈ HK$929,538/mo (50% DSR)
Upfront cash ≈ HK$50.00M (deposit + AVD stamp duty HK$8,904,810 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$486,541
−HK$26,286/mo
▼ 0.25% · 3.875%
HK$499,589
−HK$13,238/mo
Today · 4.125%
HK$512,827
baseline
▲ 0.50% · 4.625%
HK$539,859
+HK$27,032/mo
Deposit HK$41.10M · loan HK$95.90M · min. income ≈ HK$1,025,654/mo (50% DSR)
Upfront cash ≈ HK$50.00M (deposit + AVD stamp duty HK$8,904,810 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$562,299
−HK$35,261/mo
▼ 0.25% · 3.875%
HK$579,790
−HK$17,770/mo
Today · 4.125%
HK$597,560
baseline
▲ 0.50% · 4.625%
HK$633,920
+HK$36,360/mo
Deposit HK$13.70M · loan HK$123.30M · min. income ≈ HK$1,195,120/mo (50% DSR)
Upfront cash ≈ HK$22.60M (deposit + AVD stamp duty HK$8,904,810 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$625,552
−HK$33,797/mo
▼ 0.25% · 3.875%
HK$642,329
−HK$17,020/mo
Today · 4.125%
HK$659,349
baseline
▲ 0.50% · 4.625%
HK$694,104
+HK$34,755/mo
Deposit HK$13.70M · loan HK$123.30M · min. income ≈ HK$1,318,698/mo (50% DSR)
Upfront cash ≈ HK$22.60M (deposit + AVD stamp duty HK$8,904,810 · Scale 2, in force from 26 Feb 2026)