LTV · monthly repayment
▼ 0.50% · 3.625%
HK$31,239
−HK$1,959/mo
▼ 0.25% · 3.875%
HK$32,211
−HK$987/mo
Today · 4.125%
HK$33,198
baseline
▲ 0.50% · 4.625%
HK$35,218
+HK$2,020/mo
Deposit HK$6.85M · loan HK$6.85M · min. income ≈ HK$66,396/mo (50% DSR)
Upfront cash ≈ HK$7.36M (deposit + AVD stamp duty HK$513,741 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$34,753
−HK$1,878/mo
▼ 0.25% · 3.875%
HK$35,685
−HK$946/mo
Today · 4.125%
HK$36,631
baseline
▲ 0.50% · 4.625%
HK$38,561
+HK$1,930/mo
Deposit HK$6.85M · loan HK$6.85M · min. income ≈ HK$73,262/mo (50% DSR)
Upfront cash ≈ HK$7.36M (deposit + AVD stamp duty HK$513,741 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$37,487
−HK$2,350/mo
▼ 0.25% · 3.875%
HK$38,653
−HK$1,184/mo
Today · 4.125%
HK$39,837
baseline
▲ 0.50% · 4.625%
HK$42,261
+HK$2,424/mo
Deposit HK$5.48M · loan HK$8.22M · min. income ≈ HK$79,674/mo (50% DSR)
Upfront cash ≈ HK$5.99M (deposit + AVD stamp duty HK$513,741 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$41,704
−HK$2,253/mo
▼ 0.25% · 3.875%
HK$42,822
−HK$1,135/mo
Today · 4.125%
HK$43,957
baseline
▲ 0.50% · 4.625%
HK$46,274
+HK$2,317/mo
Deposit HK$5.48M · loan HK$8.22M · min. income ≈ HK$87,914/mo (50% DSR)
Upfront cash ≈ HK$5.99M (deposit + AVD stamp duty HK$513,741 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$43,735
−HK$2,742/mo
▼ 0.25% · 3.875%
HK$45,095
−HK$1,382/mo
Today · 4.125%
HK$46,477
baseline
▲ 0.50% · 4.625%
HK$49,305
+HK$2,828/mo
Deposit HK$4.11M · loan HK$9.59M · min. income ≈ HK$92,954/mo (50% DSR)
Upfront cash ≈ HK$4.62M (deposit + AVD stamp duty HK$513,741 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$48,654
−HK$2,629/mo
▼ 0.25% · 3.875%
HK$49,959
−HK$1,324/mo
Today · 4.125%
HK$51,283
baseline
▲ 0.50% · 4.625%
HK$53,986
+HK$2,703/mo
Deposit HK$4.11M · loan HK$9.59M · min. income ≈ HK$102,566/mo (50% DSR)
Upfront cash ≈ HK$4.62M (deposit + AVD stamp duty HK$513,741 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$56,230
−HK$3,526/mo
▼ 0.25% · 3.875%
HK$57,979
−HK$1,777/mo
Today · 4.125%
HK$59,756
baseline
▲ 0.50% · 4.625%
HK$63,392
+HK$3,636/mo
Deposit HK$1.37M · loan HK$12.33M · min. income ≈ HK$119,512/mo (50% DSR)
Upfront cash ≈ HK$1.88M (deposit + AVD stamp duty HK$513,741 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$62,555
−HK$3,380/mo
▼ 0.25% · 3.875%
HK$64,233
−HK$1,702/mo
Today · 4.125%
HK$65,935
baseline
▲ 0.50% · 4.625%
HK$69,411
+HK$3,476/mo
Deposit HK$1.37M · loan HK$12.33M · min. income ≈ HK$131,870/mo (50% DSR)
Upfront cash ≈ HK$1.88M (deposit + AVD stamp duty HK$513,741 · Scale 2, in force from 26 Feb 2026)