LTV · monthly repayment
▼ 0.50% · 3.625%
HK$31,239
−HK$1,959/mo
▼ 0.25% · 3.875%
HK$32,211
−HK$987/mo
Today · 4.125%
HK$33,198
baseline
▲ 0.50% · 4.625%
HK$35,219
+HK$2,021/mo
Deposit HK$6.85M · loan HK$6.85M · min. income ≈ HK$66,396/mo (50% DSR)
Upfront cash ≈ HK$7.36M (deposit + AVD stamp duty HK$513,750 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$34,754
−HK$1,877/mo
▼ 0.25% · 3.875%
HK$35,686
−HK$945/mo
Today · 4.125%
HK$36,631
baseline
▲ 0.50% · 4.625%
HK$38,562
+HK$1,931/mo
Deposit HK$6.85M · loan HK$6.85M · min. income ≈ HK$73,262/mo (50% DSR)
Upfront cash ≈ HK$7.36M (deposit + AVD stamp duty HK$513,750 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$37,487
−HK$2,351/mo
▼ 0.25% · 3.875%
HK$38,653
−HK$1,185/mo
Today · 4.125%
HK$39,838
baseline
▲ 0.50% · 4.625%
HK$42,262
+HK$2,424/mo
Deposit HK$5.48M · loan HK$8.22M · min. income ≈ HK$79,676/mo (50% DSR)
Upfront cash ≈ HK$5.99M (deposit + AVD stamp duty HK$513,750 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$41,704
−HK$2,254/mo
▼ 0.25% · 3.875%
HK$42,823
−HK$1,135/mo
Today · 4.125%
HK$43,958
baseline
▲ 0.50% · 4.625%
HK$46,275
+HK$2,317/mo
Deposit HK$5.48M · loan HK$8.22M · min. income ≈ HK$87,916/mo (50% DSR)
Upfront cash ≈ HK$5.99M (deposit + AVD stamp duty HK$513,750 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$43,735
−HK$2,743/mo
▼ 0.25% · 3.875%
HK$45,096
−HK$1,382/mo
Today · 4.125%
HK$46,478
baseline
▲ 0.50% · 4.625%
HK$49,306
+HK$2,828/mo
Deposit HK$4.11M · loan HK$9.59M · min. income ≈ HK$92,956/mo (50% DSR)
Upfront cash ≈ HK$4.62M (deposit + AVD stamp duty HK$513,750 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$48,655
−HK$2,629/mo
▼ 0.25% · 3.875%
HK$49,960
−HK$1,324/mo
Today · 4.125%
HK$51,284
baseline
▲ 0.50% · 4.625%
HK$53,987
+HK$2,703/mo
Deposit HK$4.11M · loan HK$9.59M · min. income ≈ HK$102,568/mo (50% DSR)
Upfront cash ≈ HK$4.62M (deposit + AVD stamp duty HK$513,750 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$56,231
−HK$3,526/mo
▼ 0.25% · 3.875%
HK$57,980
−HK$1,777/mo
Today · 4.125%
HK$59,757
baseline
▲ 0.50% · 4.625%
HK$63,393
+HK$3,636/mo
Deposit HK$1.37M · loan HK$12.33M · min. income ≈ HK$119,514/mo (50% DSR)
Upfront cash ≈ HK$1.88M (deposit + AVD stamp duty HK$513,750 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$62,557
−HK$3,379/mo
▼ 0.25% · 3.875%
HK$64,234
−HK$1,702/mo
Today · 4.125%
HK$65,936
baseline
▲ 0.50% · 4.625%
HK$69,412
+HK$3,476/mo
Deposit HK$1.37M · loan HK$12.33M · min. income ≈ HK$131,872/mo (50% DSR)
Upfront cash ≈ HK$1.88M (deposit + AVD stamp duty HK$513,750 · Scale 2, in force from 26 Feb 2026)