LTV · monthly repayment
▼ 0.50% · 3.625%
HK$31,240
−HK$1,959/mo
▼ 0.25% · 3.875%
HK$32,212
−HK$987/mo
Today · 4.125%
HK$33,199
baseline
▲ 0.50% · 4.625%
HK$35,219
+HK$2,020/mo
Deposit HK$6.85M · loan HK$6.85M · min. income ≈ HK$66,398/mo (50% DSR)
Upfront cash ≈ HK$7.36M (deposit + AVD stamp duty HK$513,756 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$34,754
−HK$1,878/mo
▼ 0.25% · 3.875%
HK$35,686
−HK$946/mo
Today · 4.125%
HK$36,632
baseline
▲ 0.50% · 4.625%
HK$38,563
+HK$1,931/mo
Deposit HK$6.85M · loan HK$6.85M · min. income ≈ HK$73,264/mo (50% DSR)
Upfront cash ≈ HK$7.36M (deposit + AVD stamp duty HK$513,756 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$37,488
−HK$2,351/mo
▼ 0.25% · 3.875%
HK$38,654
−HK$1,185/mo
Today · 4.125%
HK$39,839
baseline
▲ 0.50% · 4.625%
HK$42,263
+HK$2,424/mo
Deposit HK$5.48M · loan HK$8.22M · min. income ≈ HK$79,678/mo (50% DSR)
Upfront cash ≈ HK$5.99M (deposit + AVD stamp duty HK$513,756 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$41,705
−HK$2,253/mo
▼ 0.25% · 3.875%
HK$42,823
−HK$1,135/mo
Today · 4.125%
HK$43,958
baseline
▲ 0.50% · 4.625%
HK$46,275
+HK$2,317/mo
Deposit HK$5.48M · loan HK$8.22M · min. income ≈ HK$87,916/mo (50% DSR)
Upfront cash ≈ HK$5.99M (deposit + AVD stamp duty HK$513,756 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$43,736
−HK$2,742/mo
▼ 0.25% · 3.875%
HK$45,096
−HK$1,382/mo
Today · 4.125%
HK$46,478
baseline
▲ 0.50% · 4.625%
HK$49,307
+HK$2,829/mo
Deposit HK$4.11M · loan HK$9.59M · min. income ≈ HK$92,956/mo (50% DSR)
Upfront cash ≈ HK$4.62M (deposit + AVD stamp duty HK$513,756 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$48,656
−HK$2,628/mo
▼ 0.25% · 3.875%
HK$49,961
−HK$1,323/mo
Today · 4.125%
HK$51,284
baseline
▲ 0.50% · 4.625%
HK$53,988
+HK$2,704/mo
Deposit HK$4.11M · loan HK$9.59M · min. income ≈ HK$102,568/mo (50% DSR)
Upfront cash ≈ HK$4.62M (deposit + AVD stamp duty HK$513,756 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$56,232
−HK$3,526/mo
▼ 0.25% · 3.875%
HK$57,981
−HK$1,777/mo
Today · 4.125%
HK$59,758
baseline
▲ 0.50% · 4.625%
HK$63,394
+HK$3,636/mo
Deposit HK$1.37M · loan HK$12.33M · min. income ≈ HK$119,516/mo (50% DSR)
Upfront cash ≈ HK$1.88M (deposit + AVD stamp duty HK$513,756 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$62,557
−HK$3,380/mo
▼ 0.25% · 3.875%
HK$64,235
−HK$1,702/mo
Today · 4.125%
HK$65,937
baseline
▲ 0.50% · 4.625%
HK$69,413
+HK$3,476/mo
Deposit HK$1.37M · loan HK$12.33M · min. income ≈ HK$131,874/mo (50% DSR)
Upfront cash ≈ HK$1.88M (deposit + AVD stamp duty HK$513,756 · Scale 2, in force from 26 Feb 2026)