LTV · monthly repayment
▼ 0.50% · 3.625%
HK$31,242
−HK$1,959/mo
▼ 0.25% · 3.875%
HK$32,214
−HK$987/mo
Today · 4.125%
HK$33,201
baseline
▲ 0.50% · 4.625%
HK$35,221
+HK$2,020/mo
Deposit HK$6.85M · loan HK$6.85M · min. income ≈ HK$66,402/mo (50% DSR)
Upfront cash ≈ HK$7.36M (deposit + AVD stamp duty HK$513,792 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$34,756
−HK$1,878/mo
▼ 0.25% · 3.875%
HK$35,689
−HK$945/mo
Today · 4.125%
HK$36,634
baseline
▲ 0.50% · 4.625%
HK$38,565
+HK$1,931/mo
Deposit HK$6.85M · loan HK$6.85M · min. income ≈ HK$73,268/mo (50% DSR)
Upfront cash ≈ HK$7.36M (deposit + AVD stamp duty HK$513,792 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$37,490
−HK$2,351/mo
▼ 0.25% · 3.875%
HK$38,657
−HK$1,184/mo
Today · 4.125%
HK$39,841
baseline
▲ 0.50% · 4.625%
HK$42,266
+HK$2,425/mo
Deposit HK$5.48M · loan HK$8.22M · min. income ≈ HK$79,682/mo (50% DSR)
Upfront cash ≈ HK$5.99M (deposit + AVD stamp duty HK$513,792 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$41,708
−HK$2,253/mo
▼ 0.25% · 3.875%
HK$42,826
−HK$1,135/mo
Today · 4.125%
HK$43,961
baseline
▲ 0.50% · 4.625%
HK$46,278
+HK$2,317/mo
Deposit HK$5.48M · loan HK$8.22M · min. income ≈ HK$87,922/mo (50% DSR)
Upfront cash ≈ HK$5.99M (deposit + AVD stamp duty HK$513,792 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$43,739
−HK$2,743/mo
▼ 0.25% · 3.875%
HK$45,099
−HK$1,383/mo
Today · 4.125%
HK$46,482
baseline
▲ 0.50% · 4.625%
HK$49,310
+HK$2,828/mo
Deposit HK$4.11M · loan HK$9.59M · min. income ≈ HK$92,964/mo (50% DSR)
Upfront cash ≈ HK$4.62M (deposit + AVD stamp duty HK$513,792 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$48,659
−HK$2,629/mo
▼ 0.25% · 3.875%
HK$49,964
−HK$1,324/mo
Today · 4.125%
HK$51,288
baseline
▲ 0.50% · 4.625%
HK$53,991
+HK$2,703/mo
Deposit HK$4.11M · loan HK$9.59M · min. income ≈ HK$102,576/mo (50% DSR)
Upfront cash ≈ HK$4.62M (deposit + AVD stamp duty HK$513,792 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$56,236
−HK$3,526/mo
▼ 0.25% · 3.875%
HK$57,985
−HK$1,777/mo
Today · 4.125%
HK$59,762
baseline
▲ 0.50% · 4.625%
HK$63,399
+HK$3,637/mo
Deposit HK$1.37M · loan HK$12.33M · min. income ≈ HK$119,524/mo (50% DSR)
Upfront cash ≈ HK$1.88M (deposit + AVD stamp duty HK$513,792 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$62,562
−HK$3,380/mo
▼ 0.25% · 3.875%
HK$64,240
−HK$1,702/mo
Today · 4.125%
HK$65,942
baseline
▲ 0.50% · 4.625%
HK$69,418
+HK$3,476/mo
Deposit HK$1.37M · loan HK$12.33M · min. income ≈ HK$131,884/mo (50% DSR)
Upfront cash ≈ HK$1.88M (deposit + AVD stamp duty HK$513,792 · Scale 2, in force from 26 Feb 2026)