LTV · monthly repayment
▼ 0.50% · 3.625%
HK$31,242
−HK$1,960/mo
▼ 0.25% · 3.875%
HK$32,214
−HK$988/mo
Today · 4.125%
HK$33,202
baseline
▲ 0.50% · 4.625%
HK$35,222
+HK$2,020/mo
Deposit HK$6.85M · loan HK$6.85M · min. income ≈ HK$66,404/mo (50% DSR)
Upfront cash ≈ HK$7.36M (deposit + AVD stamp duty HK$513,798 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$34,757
−HK$1,878/mo
▼ 0.25% · 3.875%
HK$35,689
−HK$946/mo
Today · 4.125%
HK$36,635
baseline
▲ 0.50% · 4.625%
HK$38,566
+HK$1,931/mo
Deposit HK$6.85M · loan HK$6.85M · min. income ≈ HK$73,270/mo (50% DSR)
Upfront cash ≈ HK$7.36M (deposit + AVD stamp duty HK$513,798 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$37,491
−HK$2,351/mo
▼ 0.25% · 3.875%
HK$38,657
−HK$1,185/mo
Today · 4.125%
HK$39,842
baseline
▲ 0.50% · 4.625%
HK$42,266
+HK$2,424/mo
Deposit HK$5.48M · loan HK$8.22M · min. income ≈ HK$79,684/mo (50% DSR)
Upfront cash ≈ HK$5.99M (deposit + AVD stamp duty HK$513,798 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$41,708
−HK$2,254/mo
▼ 0.25% · 3.875%
HK$42,827
−HK$1,135/mo
Today · 4.125%
HK$43,962
baseline
▲ 0.50% · 4.625%
HK$46,279
+HK$2,317/mo
Deposit HK$5.48M · loan HK$8.22M · min. income ≈ HK$87,924/mo (50% DSR)
Upfront cash ≈ HK$5.99M (deposit + AVD stamp duty HK$513,798 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$43,739
−HK$2,743/mo
▼ 0.25% · 3.875%
HK$45,100
−HK$1,382/mo
Today · 4.125%
HK$46,482
baseline
▲ 0.50% · 4.625%
HK$49,311
+HK$2,829/mo
Deposit HK$4.11M · loan HK$9.59M · min. income ≈ HK$92,964/mo (50% DSR)
Upfront cash ≈ HK$4.62M (deposit + AVD stamp duty HK$513,798 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$48,660
−HK$2,629/mo
▼ 0.25% · 3.875%
HK$49,965
−HK$1,324/mo
Today · 4.125%
HK$51,289
baseline
▲ 0.50% · 4.625%
HK$53,992
+HK$2,703/mo
Deposit HK$4.11M · loan HK$9.59M · min. income ≈ HK$102,578/mo (50% DSR)
Upfront cash ≈ HK$4.62M (deposit + AVD stamp duty HK$513,798 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$56,236
−HK$3,527/mo
▼ 0.25% · 3.875%
HK$57,986
−HK$1,777/mo
Today · 4.125%
HK$59,763
baseline
▲ 0.50% · 4.625%
HK$63,399
+HK$3,636/mo
Deposit HK$1.37M · loan HK$12.33M · min. income ≈ HK$119,526/mo (50% DSR)
Upfront cash ≈ HK$1.88M (deposit + AVD stamp duty HK$513,798 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$62,562
−HK$3,380/mo
▼ 0.25% · 3.875%
HK$64,240
−HK$1,702/mo
Today · 4.125%
HK$65,942
baseline
▲ 0.50% · 4.625%
HK$69,418
+HK$3,476/mo
Deposit HK$1.37M · loan HK$12.33M · min. income ≈ HK$131,884/mo (50% DSR)
Upfront cash ≈ HK$1.88M (deposit + AVD stamp duty HK$513,798 · Scale 2, in force from 26 Feb 2026)