LTV · monthly repayment
▼ 0.50% · 3.625%
HK$31,248
−HK$1,959/mo
▼ 0.25% · 3.875%
HK$32,220
−HK$987/mo
Today · 4.125%
HK$33,207
baseline
▲ 0.50% · 4.625%
HK$35,228
+HK$2,021/mo
Deposit HK$6.85M · loan HK$6.85M · min. income ≈ HK$66,414/mo (50% DSR)
Upfront cash ≈ HK$7.37M (deposit + AVD stamp duty HK$513,886 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$34,763
−HK$1,878/mo
▼ 0.25% · 3.875%
HK$35,695
−HK$946/mo
Today · 4.125%
HK$36,641
baseline
▲ 0.50% · 4.625%
HK$38,572
+HK$1,931/mo
Deposit HK$6.85M · loan HK$6.85M · min. income ≈ HK$73,282/mo (50% DSR)
Upfront cash ≈ HK$7.37M (deposit + AVD stamp duty HK$513,886 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$37,497
−HK$2,352/mo
▼ 0.25% · 3.875%
HK$38,664
−HK$1,185/mo
Today · 4.125%
HK$39,849
baseline
▲ 0.50% · 4.625%
HK$42,273
+HK$2,424/mo
Deposit HK$5.48M · loan HK$8.22M · min. income ≈ HK$79,698/mo (50% DSR)
Upfront cash ≈ HK$6.00M (deposit + AVD stamp duty HK$513,886 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$41,715
−HK$2,254/mo
▼ 0.25% · 3.875%
HK$42,834
−HK$1,135/mo
Today · 4.125%
HK$43,969
baseline
▲ 0.50% · 4.625%
HK$46,287
+HK$2,318/mo
Deposit HK$5.48M · loan HK$8.22M · min. income ≈ HK$87,938/mo (50% DSR)
Upfront cash ≈ HK$6.00M (deposit + AVD stamp duty HK$513,886 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$43,747
−HK$2,743/mo
▼ 0.25% · 3.875%
HK$45,108
−HK$1,382/mo
Today · 4.125%
HK$46,490
baseline
▲ 0.50% · 4.625%
HK$49,319
+HK$2,829/mo
Deposit HK$4.11M · loan HK$9.59M · min. income ≈ HK$92,980/mo (50% DSR)
Upfront cash ≈ HK$4.62M (deposit + AVD stamp duty HK$513,886 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$48,668
−HK$2,629/mo
▼ 0.25% · 3.875%
HK$49,973
−HK$1,324/mo
Today · 4.125%
HK$51,297
baseline
▲ 0.50% · 4.625%
HK$54,001
+HK$2,704/mo
Deposit HK$4.11M · loan HK$9.59M · min. income ≈ HK$102,594/mo (50% DSR)
Upfront cash ≈ HK$4.62M (deposit + AVD stamp duty HK$513,886 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$56,246
−HK$3,527/mo
▼ 0.25% · 3.875%
HK$57,995
−HK$1,778/mo
Today · 4.125%
HK$59,773
baseline
▲ 0.50% · 4.625%
HK$63,410
+HK$3,637/mo
Deposit HK$1.37M · loan HK$12.33M · min. income ≈ HK$119,546/mo (50% DSR)
Upfront cash ≈ HK$1.88M (deposit + AVD stamp duty HK$513,886 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$62,573
−HK$3,381/mo
▼ 0.25% · 3.875%
HK$64,251
−HK$1,703/mo
Today · 4.125%
HK$65,954
baseline
▲ 0.50% · 4.625%
HK$69,430
+HK$3,476/mo
Deposit HK$1.37M · loan HK$12.33M · min. income ≈ HK$131,908/mo (50% DSR)
Upfront cash ≈ HK$1.88M (deposit + AVD stamp duty HK$513,886 · Scale 2, in force from 26 Feb 2026)