LTV · monthly repayment
▼ 0.50% · 3.625%
HK$31,250
−HK$1,960/mo
▼ 0.25% · 3.875%
HK$32,222
−HK$988/mo
Today · 4.125%
HK$33,210
baseline
▲ 0.50% · 4.625%
HK$35,230
+HK$2,020/mo
Deposit HK$6.85M · loan HK$6.85M · min. income ≈ HK$66,420/mo (50% DSR)
Upfront cash ≈ HK$7.37M (deposit + AVD stamp duty HK$513,924 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$34,765
−HK$1,879/mo
▼ 0.25% · 3.875%
HK$35,698
−HK$946/mo
Today · 4.125%
HK$36,644
baseline
▲ 0.50% · 4.625%
HK$38,575
+HK$1,931/mo
Deposit HK$6.85M · loan HK$6.85M · min. income ≈ HK$73,288/mo (50% DSR)
Upfront cash ≈ HK$7.37M (deposit + AVD stamp duty HK$513,924 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$37,500
−HK$2,352/mo
▼ 0.25% · 3.875%
HK$38,667
−HK$1,185/mo
Today · 4.125%
HK$39,852
baseline
▲ 0.50% · 4.625%
HK$42,277
+HK$2,425/mo
Deposit HK$5.48M · loan HK$8.22M · min. income ≈ HK$79,704/mo (50% DSR)
Upfront cash ≈ HK$6.00M (deposit + AVD stamp duty HK$513,924 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$41,718
−HK$2,254/mo
▼ 0.25% · 3.875%
HK$42,837
−HK$1,135/mo
Today · 4.125%
HK$43,972
baseline
▲ 0.50% · 4.625%
HK$46,290
+HK$2,318/mo
Deposit HK$5.48M · loan HK$8.22M · min. income ≈ HK$87,944/mo (50% DSR)
Upfront cash ≈ HK$6.00M (deposit + AVD stamp duty HK$513,924 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$43,750
−HK$2,744/mo
▼ 0.25% · 3.875%
HK$45,111
−HK$1,383/mo
Today · 4.125%
HK$46,494
baseline
▲ 0.50% · 4.625%
HK$49,323
+HK$2,829/mo
Deposit HK$4.11M · loan HK$9.59M · min. income ≈ HK$92,988/mo (50% DSR)
Upfront cash ≈ HK$4.63M (deposit + AVD stamp duty HK$513,924 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$48,672
−HK$2,629/mo
▼ 0.25% · 3.875%
HK$49,977
−HK$1,324/mo
Today · 4.125%
HK$51,301
baseline
▲ 0.50% · 4.625%
HK$54,005
+HK$2,704/mo
Deposit HK$4.11M · loan HK$9.59M · min. income ≈ HK$102,602/mo (50% DSR)
Upfront cash ≈ HK$4.63M (deposit + AVD stamp duty HK$513,924 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$56,250
−HK$3,527/mo
▼ 0.25% · 3.875%
HK$58,000
−HK$1,777/mo
Today · 4.125%
HK$59,777
baseline
▲ 0.50% · 4.625%
HK$63,415
+HK$3,638/mo
Deposit HK$1.37M · loan HK$12.33M · min. income ≈ HK$119,554/mo (50% DSR)
Upfront cash ≈ HK$1.88M (deposit + AVD stamp duty HK$513,924 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$62,578
−HK$3,381/mo
▼ 0.25% · 3.875%
HK$64,256
−HK$1,703/mo
Today · 4.125%
HK$65,959
baseline
▲ 0.50% · 4.625%
HK$69,435
+HK$3,476/mo
Deposit HK$1.37M · loan HK$12.33M · min. income ≈ HK$131,918/mo (50% DSR)
Upfront cash ≈ HK$1.88M (deposit + AVD stamp duty HK$513,924 · Scale 2, in force from 26 Feb 2026)