LTV · monthly repayment
▼ 0.50% · 3.625%
HK$31,251
−HK$1,960/mo
▼ 0.25% · 3.875%
HK$32,223
−HK$988/mo
Today · 4.125%
HK$33,211
baseline
▲ 0.50% · 4.625%
HK$35,231
+HK$2,020/mo
Deposit HK$6.85M · loan HK$6.85M · min. income ≈ HK$66,422/mo (50% DSR)
Upfront cash ≈ HK$7.37M (deposit + AVD stamp duty HK$513,936 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$34,766
−HK$1,879/mo
▼ 0.25% · 3.875%
HK$35,699
−HK$946/mo
Today · 4.125%
HK$36,645
baseline
▲ 0.50% · 4.625%
HK$38,576
+HK$1,931/mo
Deposit HK$6.85M · loan HK$6.85M · min. income ≈ HK$73,290/mo (50% DSR)
Upfront cash ≈ HK$7.37M (deposit + AVD stamp duty HK$513,936 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$37,501
−HK$2,352/mo
▼ 0.25% · 3.875%
HK$38,667
−HK$1,186/mo
Today · 4.125%
HK$39,853
baseline
▲ 0.50% · 4.625%
HK$42,278
+HK$2,425/mo
Deposit HK$5.48M · loan HK$8.22M · min. income ≈ HK$79,706/mo (50% DSR)
Upfront cash ≈ HK$6.00M (deposit + AVD stamp duty HK$513,936 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$41,719
−HK$2,254/mo
▼ 0.25% · 3.875%
HK$42,838
−HK$1,135/mo
Today · 4.125%
HK$43,973
baseline
▲ 0.50% · 4.625%
HK$46,291
+HK$2,318/mo
Deposit HK$5.48M · loan HK$8.22M · min. income ≈ HK$87,946/mo (50% DSR)
Upfront cash ≈ HK$6.00M (deposit + AVD stamp duty HK$513,936 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$43,751
−HK$2,744/mo
▼ 0.25% · 3.875%
HK$45,112
−HK$1,383/mo
Today · 4.125%
HK$46,495
baseline
▲ 0.50% · 4.625%
HK$49,324
+HK$2,829/mo
Deposit HK$4.11M · loan HK$9.59M · min. income ≈ HK$92,990/mo (50% DSR)
Upfront cash ≈ HK$4.63M (deposit + AVD stamp duty HK$513,936 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$48,673
−HK$2,629/mo
▼ 0.25% · 3.875%
HK$49,978
−HK$1,324/mo
Today · 4.125%
HK$51,302
baseline
▲ 0.50% · 4.625%
HK$54,007
+HK$2,705/mo
Deposit HK$4.11M · loan HK$9.59M · min. income ≈ HK$102,604/mo (50% DSR)
Upfront cash ≈ HK$4.63M (deposit + AVD stamp duty HK$513,936 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$56,251
−HK$3,528/mo
▼ 0.25% · 3.875%
HK$58,001
−HK$1,778/mo
Today · 4.125%
HK$59,779
baseline
▲ 0.50% · 4.625%
HK$63,416
+HK$3,637/mo
Deposit HK$1.37M · loan HK$12.33M · min. income ≈ HK$119,558/mo (50% DSR)
Upfront cash ≈ HK$1.88M (deposit + AVD stamp duty HK$513,936 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$62,579
−HK$3,381/mo
▼ 0.25% · 3.875%
HK$64,258
−HK$1,702/mo
Today · 4.125%
HK$65,960
baseline
▲ 0.50% · 4.625%
HK$69,437
+HK$3,477/mo
Deposit HK$1.37M · loan HK$12.33M · min. income ≈ HK$131,920/mo (50% DSR)
Upfront cash ≈ HK$1.88M (deposit + AVD stamp duty HK$513,936 · Scale 2, in force from 26 Feb 2026)