LTV · monthly repayment
▼ 0.50% · 3.625%
HK$31,251
−HK$1,960/mo
▼ 0.25% · 3.875%
HK$32,223
−HK$988/mo
Today · 4.125%
HK$33,211
baseline
▲ 0.50% · 4.625%
HK$35,232
+HK$2,021/mo
Deposit HK$6.85M · loan HK$6.85M · min. income ≈ HK$66,422/mo (50% DSR)
Upfront cash ≈ HK$7.37M (deposit + AVD stamp duty HK$513,941 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$34,767
−HK$1,878/mo
▼ 0.25% · 3.875%
HK$35,699
−HK$946/mo
Today · 4.125%
HK$36,645
baseline
▲ 0.50% · 4.625%
HK$38,576
+HK$1,931/mo
Deposit HK$6.85M · loan HK$6.85M · min. income ≈ HK$73,290/mo (50% DSR)
Upfront cash ≈ HK$7.37M (deposit + AVD stamp duty HK$513,941 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$37,501
−HK$2,352/mo
▼ 0.25% · 3.875%
HK$38,668
−HK$1,185/mo
Today · 4.125%
HK$39,853
baseline
▲ 0.50% · 4.625%
HK$42,278
+HK$2,425/mo
Deposit HK$5.48M · loan HK$8.22M · min. income ≈ HK$79,706/mo (50% DSR)
Upfront cash ≈ HK$6.00M (deposit + AVD stamp duty HK$513,941 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$41,720
−HK$2,254/mo
▼ 0.25% · 3.875%
HK$42,839
−HK$1,135/mo
Today · 4.125%
HK$43,974
baseline
▲ 0.50% · 4.625%
HK$46,292
+HK$2,318/mo
Deposit HK$5.48M · loan HK$8.22M · min. income ≈ HK$87,948/mo (50% DSR)
Upfront cash ≈ HK$6.00M (deposit + AVD stamp duty HK$513,941 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$43,752
−HK$2,743/mo
▼ 0.25% · 3.875%
HK$45,112
−HK$1,383/mo
Today · 4.125%
HK$46,495
baseline
▲ 0.50% · 4.625%
HK$49,324
+HK$2,829/mo
Deposit HK$4.11M · loan HK$9.59M · min. income ≈ HK$92,990/mo (50% DSR)
Upfront cash ≈ HK$4.63M (deposit + AVD stamp duty HK$513,941 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$48,673
−HK$2,630/mo
▼ 0.25% · 3.875%
HK$49,979
−HK$1,324/mo
Today · 4.125%
HK$51,303
baseline
▲ 0.50% · 4.625%
HK$54,007
+HK$2,704/mo
Deposit HK$4.11M · loan HK$9.59M · min. income ≈ HK$102,606/mo (50% DSR)
Upfront cash ≈ HK$4.63M (deposit + AVD stamp duty HK$513,941 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$56,252
−HK$3,527/mo
▼ 0.25% · 3.875%
HK$58,002
−HK$1,777/mo
Today · 4.125%
HK$59,779
baseline
▲ 0.50% · 4.625%
HK$63,417
+HK$3,638/mo
Deposit HK$1.37M · loan HK$12.33M · min. income ≈ HK$119,558/mo (50% DSR)
Upfront cash ≈ HK$1.88M (deposit + AVD stamp duty HK$513,941 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$62,580
−HK$3,381/mo
▼ 0.25% · 3.875%
HK$64,258
−HK$1,703/mo
Today · 4.125%
HK$65,961
baseline
▲ 0.50% · 4.625%
HK$69,438
+HK$3,477/mo
Deposit HK$1.37M · loan HK$12.33M · min. income ≈ HK$131,922/mo (50% DSR)
Upfront cash ≈ HK$1.88M (deposit + AVD stamp duty HK$513,941 · Scale 2, in force from 26 Feb 2026)