LTV · monthly repayment
▼ 0.50% · 3.625%
HK$31,252
−HK$1,960/mo
▼ 0.25% · 3.875%
HK$32,224
−HK$988/mo
Today · 4.125%
HK$33,212
baseline
▲ 0.50% · 4.625%
HK$35,233
+HK$2,021/mo
Deposit HK$6.85M · loan HK$6.85M · min. income ≈ HK$66,424/mo (50% DSR)
Upfront cash ≈ HK$7.37M (deposit + AVD stamp duty HK$513,961 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$34,768
−HK$1,878/mo
▼ 0.25% · 3.875%
HK$35,700
−HK$946/mo
Today · 4.125%
HK$36,646
baseline
▲ 0.50% · 4.625%
HK$38,578
+HK$1,932/mo
Deposit HK$6.85M · loan HK$6.85M · min. income ≈ HK$73,292/mo (50% DSR)
Upfront cash ≈ HK$7.37M (deposit + AVD stamp duty HK$513,961 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$37,503
−HK$2,352/mo
▼ 0.25% · 3.875%
HK$38,669
−HK$1,186/mo
Today · 4.125%
HK$39,855
baseline
▲ 0.50% · 4.625%
HK$42,280
+HK$2,425/mo
Deposit HK$5.48M · loan HK$8.22M · min. income ≈ HK$79,710/mo (50% DSR)
Upfront cash ≈ HK$6.00M (deposit + AVD stamp duty HK$513,961 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$41,721
−HK$2,255/mo
▼ 0.25% · 3.875%
HK$42,840
−HK$1,136/mo
Today · 4.125%
HK$43,976
baseline
▲ 0.50% · 4.625%
HK$46,294
+HK$2,318/mo
Deposit HK$5.48M · loan HK$8.22M · min. income ≈ HK$87,952/mo (50% DSR)
Upfront cash ≈ HK$6.00M (deposit + AVD stamp duty HK$513,961 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$43,753
−HK$2,744/mo
▼ 0.25% · 3.875%
HK$45,114
−HK$1,383/mo
Today · 4.125%
HK$46,497
baseline
▲ 0.50% · 4.625%
HK$49,326
+HK$2,829/mo
Deposit HK$4.11M · loan HK$9.59M · min. income ≈ HK$92,994/mo (50% DSR)
Upfront cash ≈ HK$4.63M (deposit + AVD stamp duty HK$513,961 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$48,675
−HK$2,630/mo
▼ 0.25% · 3.875%
HK$49,980
−HK$1,325/mo
Today · 4.125%
HK$51,305
baseline
▲ 0.50% · 4.625%
HK$54,009
+HK$2,704/mo
Deposit HK$4.11M · loan HK$9.59M · min. income ≈ HK$102,610/mo (50% DSR)
Upfront cash ≈ HK$4.63M (deposit + AVD stamp duty HK$513,961 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$56,254
−HK$3,528/mo
▼ 0.25% · 3.875%
HK$58,004
−HK$1,778/mo
Today · 4.125%
HK$59,782
baseline
▲ 0.50% · 4.625%
HK$63,419
+HK$3,637/mo
Deposit HK$1.37M · loan HK$12.34M · min. income ≈ HK$119,564/mo (50% DSR)
Upfront cash ≈ HK$1.88M (deposit + AVD stamp duty HK$513,961 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$62,582
−HK$3,381/mo
▼ 0.25% · 3.875%
HK$64,261
−HK$1,702/mo
Today · 4.125%
HK$65,963
baseline
▲ 0.50% · 4.625%
HK$69,440
+HK$3,477/mo
Deposit HK$1.37M · loan HK$12.34M · min. income ≈ HK$131,926/mo (50% DSR)
Upfront cash ≈ HK$1.88M (deposit + AVD stamp duty HK$513,961 · Scale 2, in force from 26 Feb 2026)