LTV · monthly repayment
▼ 0.50% · 3.625%
HK$31,253
−HK$1,959/mo
▼ 0.25% · 3.875%
HK$32,225
−HK$987/mo
Today · 4.125%
HK$33,212
baseline
▲ 0.50% · 4.625%
HK$35,233
+HK$2,021/mo
Deposit HK$6.85M · loan HK$6.85M · min. income ≈ HK$66,424/mo (50% DSR)
Upfront cash ≈ HK$7.37M (deposit + AVD stamp duty HK$513,965 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$34,768
−HK$1,879/mo
▼ 0.25% · 3.875%
HK$35,701
−HK$946/mo
Today · 4.125%
HK$36,647
baseline
▲ 0.50% · 4.625%
HK$38,578
+HK$1,931/mo
Deposit HK$6.85M · loan HK$6.85M · min. income ≈ HK$73,294/mo (50% DSR)
Upfront cash ≈ HK$7.37M (deposit + AVD stamp duty HK$513,965 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$37,503
−HK$2,352/mo
▼ 0.25% · 3.875%
HK$38,670
−HK$1,185/mo
Today · 4.125%
HK$39,855
baseline
▲ 0.50% · 4.625%
HK$42,280
+HK$2,425/mo
Deposit HK$5.48M · loan HK$8.22M · min. income ≈ HK$79,710/mo (50% DSR)
Upfront cash ≈ HK$6.00M (deposit + AVD stamp duty HK$513,965 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$41,722
−HK$2,254/mo
▼ 0.25% · 3.875%
HK$42,841
−HK$1,135/mo
Today · 4.125%
HK$43,976
baseline
▲ 0.50% · 4.625%
HK$46,294
+HK$2,318/mo
Deposit HK$5.48M · loan HK$8.22M · min. income ≈ HK$87,952/mo (50% DSR)
Upfront cash ≈ HK$6.00M (deposit + AVD stamp duty HK$513,965 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$43,754
−HK$2,743/mo
▼ 0.25% · 3.875%
HK$45,115
−HK$1,382/mo
Today · 4.125%
HK$46,497
baseline
▲ 0.50% · 4.625%
HK$49,327
+HK$2,830/mo
Deposit HK$4.11M · loan HK$9.59M · min. income ≈ HK$92,994/mo (50% DSR)
Upfront cash ≈ HK$4.63M (deposit + AVD stamp duty HK$513,965 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$48,675
−HK$2,630/mo
▼ 0.25% · 3.875%
HK$49,981
−HK$1,324/mo
Today · 4.125%
HK$51,305
baseline
▲ 0.50% · 4.625%
HK$54,010
+HK$2,705/mo
Deposit HK$4.11M · loan HK$9.59M · min. income ≈ HK$102,610/mo (50% DSR)
Upfront cash ≈ HK$4.63M (deposit + AVD stamp duty HK$513,965 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$56,255
−HK$3,527/mo
▼ 0.25% · 3.875%
HK$58,004
−HK$1,778/mo
Today · 4.125%
HK$59,782
baseline
▲ 0.50% · 4.625%
HK$63,420
+HK$3,638/mo
Deposit HK$1.37M · loan HK$12.34M · min. income ≈ HK$119,564/mo (50% DSR)
Upfront cash ≈ HK$1.88M (deposit + AVD stamp duty HK$513,965 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$62,583
−HK$3,381/mo
▼ 0.25% · 3.875%
HK$64,261
−HK$1,703/mo
Today · 4.125%
HK$65,964
baseline
▲ 0.50% · 4.625%
HK$69,441
+HK$3,477/mo
Deposit HK$1.37M · loan HK$12.34M · min. income ≈ HK$131,928/mo (50% DSR)
Upfront cash ≈ HK$1.88M (deposit + AVD stamp duty HK$513,965 · Scale 2, in force from 26 Feb 2026)