LTV · monthly repayment
▼ 0.50% · 3.625%
HK$31,255
−HK$1,960/mo
▼ 0.25% · 3.875%
HK$32,227
−HK$988/mo
Today · 4.125%
HK$33,215
baseline
▲ 0.50% · 4.625%
HK$35,236
+HK$2,021/mo
Deposit HK$6.85M · loan HK$6.85M · min. income ≈ HK$66,430/mo (50% DSR)
Upfront cash ≈ HK$7.37M (deposit + AVD stamp duty HK$514,003 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$34,771
−HK$1,878/mo
▼ 0.25% · 3.875%
HK$35,703
−HK$946/mo
Today · 4.125%
HK$36,649
baseline
▲ 0.50% · 4.625%
HK$38,581
+HK$1,932/mo
Deposit HK$6.85M · loan HK$6.85M · min. income ≈ HK$73,298/mo (50% DSR)
Upfront cash ≈ HK$7.37M (deposit + AVD stamp duty HK$514,003 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$37,506
−HK$2,352/mo
▼ 0.25% · 3.875%
HK$38,672
−HK$1,186/mo
Today · 4.125%
HK$39,858
baseline
▲ 0.50% · 4.625%
HK$42,283
+HK$2,425/mo
Deposit HK$5.48M · loan HK$8.22M · min. income ≈ HK$79,716/mo (50% DSR)
Upfront cash ≈ HK$6.00M (deposit + AVD stamp duty HK$514,003 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$41,725
−HK$2,254/mo
▼ 0.25% · 3.875%
HK$42,844
−HK$1,135/mo
Today · 4.125%
HK$43,979
baseline
▲ 0.50% · 4.625%
HK$46,297
+HK$2,318/mo
Deposit HK$5.48M · loan HK$8.22M · min. income ≈ HK$87,958/mo (50% DSR)
Upfront cash ≈ HK$6.00M (deposit + AVD stamp duty HK$514,003 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$43,757
−HK$2,744/mo
▼ 0.25% · 3.875%
HK$45,118
−HK$1,383/mo
Today · 4.125%
HK$46,501
baseline
▲ 0.50% · 4.625%
HK$49,330
+HK$2,829/mo
Deposit HK$4.11M · loan HK$9.59M · min. income ≈ HK$93,002/mo (50% DSR)
Upfront cash ≈ HK$4.63M (deposit + AVD stamp duty HK$514,003 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$48,679
−HK$2,630/mo
▼ 0.25% · 3.875%
HK$49,985
−HK$1,324/mo
Today · 4.125%
HK$51,309
baseline
▲ 0.50% · 4.625%
HK$54,014
+HK$2,705/mo
Deposit HK$4.11M · loan HK$9.59M · min. income ≈ HK$102,618/mo (50% DSR)
Upfront cash ≈ HK$4.63M (deposit + AVD stamp duty HK$514,003 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$56,259
−HK$3,528/mo
▼ 0.25% · 3.875%
HK$58,009
−HK$1,778/mo
Today · 4.125%
HK$59,787
baseline
▲ 0.50% · 4.625%
HK$63,425
+HK$3,638/mo
Deposit HK$1.37M · loan HK$12.34M · min. income ≈ HK$119,574/mo (50% DSR)
Upfront cash ≈ HK$1.88M (deposit + AVD stamp duty HK$514,003 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$62,587
−HK$3,382/mo
▼ 0.25% · 3.875%
HK$64,266
−HK$1,703/mo
Today · 4.125%
HK$65,969
baseline
▲ 0.50% · 4.625%
HK$69,446
+HK$3,477/mo
Deposit HK$1.37M · loan HK$12.34M · min. income ≈ HK$131,938/mo (50% DSR)
Upfront cash ≈ HK$1.88M (deposit + AVD stamp duty HK$514,003 · Scale 2, in force from 26 Feb 2026)