LTV · monthly repayment
▼ 0.50% · 3.625%
HK$31,259
−HK$1,960/mo
▼ 0.25% · 3.875%
HK$32,231
−HK$988/mo
Today · 4.125%
HK$33,219
baseline
▲ 0.50% · 4.625%
HK$35,240
+HK$2,021/mo
Deposit HK$6.85M · loan HK$6.85M · min. income ≈ HK$66,438/mo (50% DSR)
Upfront cash ≈ HK$7.37M (deposit + AVD stamp duty HK$514,067 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$34,775
−HK$1,879/mo
▼ 0.25% · 3.875%
HK$35,708
−HK$946/mo
Today · 4.125%
HK$36,654
baseline
▲ 0.50% · 4.625%
HK$38,586
+HK$1,932/mo
Deposit HK$6.85M · loan HK$6.85M · min. income ≈ HK$73,308/mo (50% DSR)
Upfront cash ≈ HK$7.37M (deposit + AVD stamp duty HK$514,067 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$37,511
−HK$2,352/mo
▼ 0.25% · 3.875%
HK$38,677
−HK$1,186/mo
Today · 4.125%
HK$39,863
baseline
▲ 0.50% · 4.625%
HK$42,288
+HK$2,425/mo
Deposit HK$5.48M · loan HK$8.23M · min. income ≈ HK$79,726/mo (50% DSR)
Upfront cash ≈ HK$6.00M (deposit + AVD stamp duty HK$514,067 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$41,730
−HK$2,255/mo
▼ 0.25% · 3.875%
HK$42,849
−HK$1,136/mo
Today · 4.125%
HK$43,985
baseline
▲ 0.50% · 4.625%
HK$46,303
+HK$2,318/mo
Deposit HK$5.48M · loan HK$8.23M · min. income ≈ HK$87,970/mo (50% DSR)
Upfront cash ≈ HK$6.00M (deposit + AVD stamp duty HK$514,067 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$43,762
−HK$2,745/mo
▼ 0.25% · 3.875%
HK$45,124
−HK$1,383/mo
Today · 4.125%
HK$46,507
baseline
▲ 0.50% · 4.625%
HK$49,336
+HK$2,829/mo
Deposit HK$4.11M · loan HK$9.60M · min. income ≈ HK$93,014/mo (50% DSR)
Upfront cash ≈ HK$4.63M (deposit + AVD stamp duty HK$514,067 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$48,685
−HK$2,630/mo
▼ 0.25% · 3.875%
HK$49,991
−HK$1,324/mo
Today · 4.125%
HK$51,315
baseline
▲ 0.50% · 4.625%
HK$54,020
+HK$2,705/mo
Deposit HK$4.11M · loan HK$9.60M · min. income ≈ HK$102,630/mo (50% DSR)
Upfront cash ≈ HK$4.63M (deposit + AVD stamp duty HK$514,067 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$56,266
−HK$3,528/mo
▼ 0.25% · 3.875%
HK$58,016
−HK$1,778/mo
Today · 4.125%
HK$59,794
baseline
▲ 0.50% · 4.625%
HK$63,433
+HK$3,639/mo
Deposit HK$1.37M · loan HK$12.34M · min. income ≈ HK$119,588/mo (50% DSR)
Upfront cash ≈ HK$1.88M (deposit + AVD stamp duty HK$514,067 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$62,595
−HK$3,382/mo
▼ 0.25% · 3.875%
HK$64,274
−HK$1,703/mo
Today · 4.125%
HK$65,977
baseline
▲ 0.50% · 4.625%
HK$69,455
+HK$3,478/mo
Deposit HK$1.37M · loan HK$12.34M · min. income ≈ HK$131,954/mo (50% DSR)
Upfront cash ≈ HK$1.88M (deposit + AVD stamp duty HK$514,067 · Scale 2, in force from 26 Feb 2026)