LTV · monthly repayment
▼ 0.50% · 3.625%
HK$31,259
−HK$1,961/mo
▼ 0.25% · 3.875%
HK$32,232
−HK$988/mo
Today · 4.125%
HK$33,220
baseline
▲ 0.50% · 4.625%
HK$35,241
+HK$2,021/mo
Deposit HK$6.85M · loan HK$6.85M · min. income ≈ HK$66,440/mo (50% DSR)
Upfront cash ≈ HK$7.37M (deposit + AVD stamp duty HK$514,076 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$34,776
−HK$1,878/mo
▼ 0.25% · 3.875%
HK$35,708
−HK$946/mo
Today · 4.125%
HK$36,654
baseline
▲ 0.50% · 4.625%
HK$38,587
+HK$1,933/mo
Deposit HK$6.85M · loan HK$6.85M · min. income ≈ HK$73,308/mo (50% DSR)
Upfront cash ≈ HK$7.37M (deposit + AVD stamp duty HK$514,076 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$37,511
−HK$2,352/mo
▼ 0.25% · 3.875%
HK$38,678
−HK$1,185/mo
Today · 4.125%
HK$39,863
baseline
▲ 0.50% · 4.625%
HK$42,289
+HK$2,426/mo
Deposit HK$5.48M · loan HK$8.23M · min. income ≈ HK$79,726/mo (50% DSR)
Upfront cash ≈ HK$6.00M (deposit + AVD stamp duty HK$514,076 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$41,731
−HK$2,254/mo
▼ 0.25% · 3.875%
HK$42,850
−HK$1,135/mo
Today · 4.125%
HK$43,985
baseline
▲ 0.50% · 4.625%
HK$46,304
+HK$2,319/mo
Deposit HK$5.48M · loan HK$8.23M · min. income ≈ HK$87,970/mo (50% DSR)
Upfront cash ≈ HK$6.00M (deposit + AVD stamp duty HK$514,076 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$43,763
−HK$2,744/mo
▼ 0.25% · 3.875%
HK$45,124
−HK$1,383/mo
Today · 4.125%
HK$46,507
baseline
▲ 0.50% · 4.625%
HK$49,337
+HK$2,830/mo
Deposit HK$4.11M · loan HK$9.60M · min. income ≈ HK$93,014/mo (50% DSR)
Upfront cash ≈ HK$4.63M (deposit + AVD stamp duty HK$514,076 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$48,686
−HK$2,630/mo
▼ 0.25% · 3.875%
HK$49,992
−HK$1,324/mo
Today · 4.125%
HK$51,316
baseline
▲ 0.50% · 4.625%
HK$54,021
+HK$2,705/mo
Deposit HK$4.11M · loan HK$9.60M · min. income ≈ HK$102,632/mo (50% DSR)
Upfront cash ≈ HK$4.63M (deposit + AVD stamp duty HK$514,076 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$56,267
−HK$3,528/mo
▼ 0.25% · 3.875%
HK$58,017
−HK$1,778/mo
Today · 4.125%
HK$59,795
baseline
▲ 0.50% · 4.625%
HK$63,434
+HK$3,639/mo
Deposit HK$1.37M · loan HK$12.34M · min. income ≈ HK$119,590/mo (50% DSR)
Upfront cash ≈ HK$1.88M (deposit + AVD stamp duty HK$514,076 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$62,596
−HK$3,382/mo
▼ 0.25% · 3.875%
HK$64,275
−HK$1,703/mo
Today · 4.125%
HK$65,978
baseline
▲ 0.50% · 4.625%
HK$69,456
+HK$3,478/mo
Deposit HK$1.37M · loan HK$12.34M · min. income ≈ HK$131,956/mo (50% DSR)
Upfront cash ≈ HK$1.88M (deposit + AVD stamp duty HK$514,076 · Scale 2, in force from 26 Feb 2026)