LTV · monthly repayment
▼ 0.50% · 3.625%
HK$31,260
−HK$1,960/mo
▼ 0.25% · 3.875%
HK$32,232
−HK$988/mo
Today · 4.125%
HK$33,220
baseline
▲ 0.50% · 4.625%
HK$35,241
+HK$2,021/mo
Deposit HK$6.85M · loan HK$6.85M · min. income ≈ HK$66,440/mo (50% DSR)
Upfront cash ≈ HK$7.37M (deposit + AVD stamp duty HK$514,085 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$34,776
−HK$1,879/mo
▼ 0.25% · 3.875%
HK$35,709
−HK$946/mo
Today · 4.125%
HK$36,655
baseline
▲ 0.50% · 4.625%
HK$38,587
+HK$1,932/mo
Deposit HK$6.85M · loan HK$6.85M · min. income ≈ HK$73,310/mo (50% DSR)
Upfront cash ≈ HK$7.37M (deposit + AVD stamp duty HK$514,085 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$37,512
−HK$2,352/mo
▼ 0.25% · 3.875%
HK$38,679
−HK$1,185/mo
Today · 4.125%
HK$39,864
baseline
▲ 0.50% · 4.625%
HK$42,290
+HK$2,426/mo
Deposit HK$5.48M · loan HK$8.23M · min. income ≈ HK$79,728/mo (50% DSR)
Upfront cash ≈ HK$6.00M (deposit + AVD stamp duty HK$514,085 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$41,732
−HK$2,254/mo
▼ 0.25% · 3.875%
HK$42,851
−HK$1,135/mo
Today · 4.125%
HK$43,986
baseline
▲ 0.50% · 4.625%
HK$46,305
+HK$2,319/mo
Deposit HK$5.48M · loan HK$8.23M · min. income ≈ HK$87,972/mo (50% DSR)
Upfront cash ≈ HK$6.00M (deposit + AVD stamp duty HK$514,085 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$43,764
−HK$2,744/mo
▼ 0.25% · 3.875%
HK$45,125
−HK$1,383/mo
Today · 4.125%
HK$46,508
baseline
▲ 0.50% · 4.625%
HK$49,338
+HK$2,830/mo
Deposit HK$4.11M · loan HK$9.60M · min. income ≈ HK$93,016/mo (50% DSR)
Upfront cash ≈ HK$4.63M (deposit + AVD stamp duty HK$514,085 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$48,687
−HK$2,630/mo
▼ 0.25% · 3.875%
HK$49,993
−HK$1,324/mo
Today · 4.125%
HK$51,317
baseline
▲ 0.50% · 4.625%
HK$54,022
+HK$2,705/mo
Deposit HK$4.11M · loan HK$9.60M · min. income ≈ HK$102,634/mo (50% DSR)
Upfront cash ≈ HK$4.63M (deposit + AVD stamp duty HK$514,085 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$56,268
−HK$3,528/mo
▼ 0.25% · 3.875%
HK$58,018
−HK$1,778/mo
Today · 4.125%
HK$59,796
baseline
▲ 0.50% · 4.625%
HK$63,435
+HK$3,639/mo
Deposit HK$1.37M · loan HK$12.34M · min. income ≈ HK$119,592/mo (50% DSR)
Upfront cash ≈ HK$1.88M (deposit + AVD stamp duty HK$514,085 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$62,597
−HK$3,382/mo
▼ 0.25% · 3.875%
HK$64,276
−HK$1,703/mo
Today · 4.125%
HK$65,979
baseline
▲ 0.50% · 4.625%
HK$69,457
+HK$3,478/mo
Deposit HK$1.37M · loan HK$12.34M · min. income ≈ HK$131,958/mo (50% DSR)
Upfront cash ≈ HK$1.88M (deposit + AVD stamp duty HK$514,085 · Scale 2, in force from 26 Feb 2026)