LTV · monthly repayment
▼ 0.50% · 3.625%
HK$31,261
−HK$1,960/mo
▼ 0.25% · 3.875%
HK$32,234
−HK$987/mo
Today · 4.125%
HK$33,221
baseline
▲ 0.50% · 4.625%
HK$35,243
+HK$2,022/mo
Deposit HK$6.85M · loan HK$6.85M · min. income ≈ HK$66,442/mo (50% DSR)
Upfront cash ≈ HK$7.37M (deposit + AVD stamp duty HK$514,106 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$34,778
−HK$1,879/mo
▼ 0.25% · 3.875%
HK$35,710
−HK$947/mo
Today · 4.125%
HK$36,657
baseline
▲ 0.50% · 4.625%
HK$38,589
+HK$1,932/mo
Deposit HK$6.85M · loan HK$6.85M · min. income ≈ HK$73,314/mo (50% DSR)
Upfront cash ≈ HK$7.37M (deposit + AVD stamp duty HK$514,106 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$37,513
−HK$2,353/mo
▼ 0.25% · 3.875%
HK$38,680
−HK$1,186/mo
Today · 4.125%
HK$39,866
baseline
▲ 0.50% · 4.625%
HK$42,291
+HK$2,425/mo
Deposit HK$5.48M · loan HK$8.23M · min. income ≈ HK$79,732/mo (50% DSR)
Upfront cash ≈ HK$6.00M (deposit + AVD stamp duty HK$514,106 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$41,733
−HK$2,255/mo
▼ 0.25% · 3.875%
HK$42,852
−HK$1,136/mo
Today · 4.125%
HK$43,988
baseline
▲ 0.50% · 4.625%
HK$46,307
+HK$2,319/mo
Deposit HK$5.48M · loan HK$8.23M · min. income ≈ HK$87,976/mo (50% DSR)
Upfront cash ≈ HK$6.00M (deposit + AVD stamp duty HK$514,106 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$43,766
−HK$2,744/mo
▼ 0.25% · 3.875%
HK$45,127
−HK$1,383/mo
Today · 4.125%
HK$46,510
baseline
▲ 0.50% · 4.625%
HK$49,340
+HK$2,830/mo
Deposit HK$4.11M · loan HK$9.60M · min. income ≈ HK$93,020/mo (50% DSR)
Upfront cash ≈ HK$4.63M (deposit + AVD stamp duty HK$514,106 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$48,689
−HK$2,630/mo
▼ 0.25% · 3.875%
HK$49,995
−HK$1,324/mo
Today · 4.125%
HK$51,319
baseline
▲ 0.50% · 4.625%
HK$54,024
+HK$2,705/mo
Deposit HK$4.11M · loan HK$9.60M · min. income ≈ HK$102,638/mo (50% DSR)
Upfront cash ≈ HK$4.63M (deposit + AVD stamp duty HK$514,106 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$56,270
−HK$3,529/mo
▼ 0.25% · 3.875%
HK$58,020
−HK$1,779/mo
Today · 4.125%
HK$59,799
baseline
▲ 0.50% · 4.625%
HK$63,437
+HK$3,638/mo
Deposit HK$1.37M · loan HK$12.34M · min. income ≈ HK$119,598/mo (50% DSR)
Upfront cash ≈ HK$1.89M (deposit + AVD stamp duty HK$514,106 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$62,600
−HK$3,382/mo
▼ 0.25% · 3.875%
HK$64,279
−HK$1,703/mo
Today · 4.125%
HK$65,982
baseline
▲ 0.50% · 4.625%
HK$69,460
+HK$3,478/mo
Deposit HK$1.37M · loan HK$12.34M · min. income ≈ HK$131,964/mo (50% DSR)
Upfront cash ≈ HK$1.89M (deposit + AVD stamp duty HK$514,106 · Scale 2, in force from 26 Feb 2026)