LTV · monthly repayment
▼ 0.50% · 3.625%
HK$31,262
−HK$1,961/mo
▼ 0.25% · 3.875%
HK$32,235
−HK$988/mo
Today · 4.125%
HK$33,223
baseline
▲ 0.50% · 4.625%
HK$35,244
+HK$2,021/mo
Deposit HK$6.86M · loan HK$6.86M · min. income ≈ HK$66,446/mo (50% DSR)
Upfront cash ≈ HK$7.37M (deposit + AVD stamp duty HK$514,125 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$34,779
−HK$1,879/mo
▼ 0.25% · 3.875%
HK$35,712
−HK$946/mo
Today · 4.125%
HK$36,658
baseline
▲ 0.50% · 4.625%
HK$38,590
+HK$1,932/mo
Deposit HK$6.86M · loan HK$6.86M · min. income ≈ HK$73,316/mo (50% DSR)
Upfront cash ≈ HK$7.37M (deposit + AVD stamp duty HK$514,125 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$37,515
−HK$2,352/mo
▼ 0.25% · 3.875%
HK$38,682
−HK$1,185/mo
Today · 4.125%
HK$39,867
baseline
▲ 0.50% · 4.625%
HK$42,293
+HK$2,426/mo
Deposit HK$5.48M · loan HK$8.23M · min. income ≈ HK$79,734/mo (50% DSR)
Upfront cash ≈ HK$6.00M (deposit + AVD stamp duty HK$514,125 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$41,735
−HK$2,255/mo
▼ 0.25% · 3.875%
HK$42,854
−HK$1,136/mo
Today · 4.125%
HK$43,990
baseline
▲ 0.50% · 4.625%
HK$46,308
+HK$2,318/mo
Deposit HK$5.48M · loan HK$8.23M · min. income ≈ HK$87,980/mo (50% DSR)
Upfront cash ≈ HK$6.00M (deposit + AVD stamp duty HK$514,125 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$43,767
−HK$2,745/mo
▼ 0.25% · 3.875%
HK$45,129
−HK$1,383/mo
Today · 4.125%
HK$46,512
baseline
▲ 0.50% · 4.625%
HK$49,342
+HK$2,830/mo
Deposit HK$4.11M · loan HK$9.60M · min. income ≈ HK$93,024/mo (50% DSR)
Upfront cash ≈ HK$4.63M (deposit + AVD stamp duty HK$514,125 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$48,691
−HK$2,630/mo
▼ 0.25% · 3.875%
HK$49,996
−HK$1,325/mo
Today · 4.125%
HK$51,321
baseline
▲ 0.50% · 4.625%
HK$54,026
+HK$2,705/mo
Deposit HK$4.11M · loan HK$9.60M · min. income ≈ HK$102,642/mo (50% DSR)
Upfront cash ≈ HK$4.63M (deposit + AVD stamp duty HK$514,125 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$56,272
−HK$3,529/mo
▼ 0.25% · 3.875%
HK$58,023
−HK$1,778/mo
Today · 4.125%
HK$59,801
baseline
▲ 0.50% · 4.625%
HK$63,440
+HK$3,639/mo
Deposit HK$1.37M · loan HK$12.34M · min. income ≈ HK$119,602/mo (50% DSR)
Upfront cash ≈ HK$1.89M (deposit + AVD stamp duty HK$514,125 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$62,602
−HK$3,382/mo
▼ 0.25% · 3.875%
HK$64,281
−HK$1,703/mo
Today · 4.125%
HK$65,984
baseline
▲ 0.50% · 4.625%
HK$69,463
+HK$3,479/mo
Deposit HK$1.37M · loan HK$12.34M · min. income ≈ HK$131,968/mo (50% DSR)
Upfront cash ≈ HK$1.89M (deposit + AVD stamp duty HK$514,125 · Scale 2, in force from 26 Feb 2026)